新闻 > 经济
404 Not Found

404 Not Found

Sorry for the inconvenience.
Please report this message and include the following information to us.
Thank you very much!

URL: http://3g.china.com:8080/act/news/11155042/20170912/31365159_2.html
Server: cms-8-251
Date: 2024/11/30 12:33:05

Powered by China
China

中小寿险转型路径分化:华夏、国华份额坚挺

2017-09-12 07:22:24   中国经济网

保监会数据显示,2013年,富德生命人寿、华夏人寿、前海人寿、珠江人寿、瑞泰人寿和国华人寿的总保费收入分别是707.9亿元、369.6亿元、143亿元、17.1亿元、37.4亿元和105.7亿元。其中“保户投资款新增交费”保费收入为485.5亿元、332亿元、139.1亿元、16.9亿元、35.1亿元和82亿元,在总保费中占比达到68.6%、89.8%、97.8%、98.6%、93.7%和78%。2013年,这六家的市场份额分别为:5.04%、2.63%、1.02%、0.12%、0.27%和0.75%,整体加起来占行业市场的9.83%。

在以后的这几年里,这六家持续以万能险业务为主业,并实现了保费规模的高增长。2014年,富德生命人寿、华夏人寿、前海人寿、珠江人寿、瑞泰人寿和国华人寿总保费收入分别为695.1亿元、705.2亿元、348.2亿元、100.7亿元、28.7亿元、184.3亿元,其中“保户投资款新增交费”保费占比为47%、95.5%、90%、99%、89.4%和76.3%;2015年,富德生命人寿、华夏人寿、前海人寿、珠江人寿、瑞泰人寿和国华人寿总保费收入分别为1651.9亿元、1572.1亿元、799.3亿元、211.3亿元、35亿元和477.2亿元,其中“保户投资款新增交费”保费占比为52%、96.7%、77.7%、99.4%、57.7%和45.7%;2016年,富德生命人寿、华夏人寿、前海人寿、珠江人寿、瑞泰人寿和国华人寿总保费收入分别为1702.9亿元、1831.6亿元、1003.1亿元、233.9亿元、26.7亿元和485亿元,其中“保户投资款新增交费”保费占比为40%、75.2%、78%、35.4%、82%和33%。

在这三年中,上述六家公司的总保费规模实现了不同程度的增长,前海人寿和珠江人寿甚至实现了10倍左右的增长,瑞泰人寿的保费规模虽未出现大幅增长,但万能险业务一直是支撑其发展的主力。凭借快速发展,截至2016年底,富德生命人寿、华夏人寿、前海人寿、珠江人寿、瑞泰人寿和国华人寿的市场份额分别涨到了4.9%、5.3%、2.19%、0.67%、0.08%和1.4%。而这六家的这整体市场份额也从最初的9.83%扩大为14.54%。

但这种高增长模式和业务结构在2016年万能险新规出台后,出现了极速刹车。保监会数据显示,截至2017年7月份,富德生命人寿、华夏人寿、前海人寿、珠江人寿、瑞泰人寿和国华人寿总保费收入分别为890.2亿元、1259.9亿元、236亿元、162.5亿元、12.1亿元和375.6亿元,保费收入较去年同期分别减下降31%、13%、63.6%、6.3%、49.8%、4.9%。

根据保险业销售的惯例,新年伊始的开门红之后至上半年结束,当年保费收入的业绩已经基本可以反映当年的业绩状况,下半年保费收入大增的可能性不大。再加上今年10月份新规的实施,下半年保费收入不会出现大幅变化。从目前的状况来看,这六家的保费收入较去年是下降的。

上一页2/6下一页
404 Not Found

404 Not Found

Sorry for the inconvenience.
Please report this message and include the following information to us.
Thank you very much!

URL: http://3g.china.com:8080/act/news/11155042/20170912/31365159_2.html
Server: cms-8-251
Date: 2024/11/30 12:33:05

Powered by China
China
404 Not Found

404 Not Found

Sorry for the inconvenience.
Please report this message and include the following information to us.
Thank you very much!

URL: http://3g.china.com:8080/act/news/11155042/20170912/31365159_2.html
Server: cms-8-251
Date: 2024/11/30 12:33:05

Powered by China
China

相关阅读

404 Not Found

404 Not Found

Sorry for the inconvenience.
Please report this message and include the following information to us.
Thank you very much!

URL: http://3g.china.com:8080/act/news/11155042/20170912/31365159_2.html
Server: cms-8-251
Date: 2024/11/30 12:33:05

Powered by China
China
404 Not Found

404 Not Found

Sorry for the inconvenience.
Please report this message and include the following information to us.
Thank you very much!

URL: http://3g.china.com:8080/act/news/11155042/20170912/31365159_2.html
Server: cms-8-251
Date: 2024/11/30 12:33:05

Powered by China
China
404 Not Found

404 Not Found

Sorry for the inconvenience.
Please report this message and include the following information to us.
Thank you very much!

URL: http://3g.china.com:8080/act/news/11155042/20170912/31365159_2.html
Server: cms-8-251
Date: 2024/11/30 12:33:05

Powered by China
China
分享到:
0 0
404 Not Found

404 Not Found

Sorry for the inconvenience.
Please report this message and include the following information to us.
Thank you very much!

URL: http://3g.china.com:8080/act/news/11155042/20170912/31365159_2.html
Server: cms-8-251
Date: 2024/11/30 12:33:05

Powered by China
China
404 Not Found

404 Not Found

Sorry for the inconvenience.
Please report this message and include the following information to us.
Thank you very much!

URL: http://3g.china.com:8080/act/news/11155042/20170912/31365159_2.html
Server: cms-8-251
Date: 2024/11/30 12:33:05

Powered by China
China

美图推荐

404 Not Found

404 Not Found

Sorry for the inconvenience.
Please report this message and include the following information to us.
Thank you very much!

URL: http://3g.china.com:8080/act/news/11155042/20170912/31365159_2.html
Server: cms-8-251
Date: 2024/11/30 12:33:05

Powered by China
China
404 Not Found

404 Not Found

Sorry for the inconvenience.
Please report this message and include the following information to us.
Thank you very much!

URL: http://3g.china.com:8080/act/news/11155042/20170912/31365159_2.html
Server: cms-8-251
Date: 2024/11/30 12:33:05

Powered by China
China
404 Not Found

404 Not Found

Sorry for the inconvenience.
Please report this message and include the following information to us.
Thank you very much!

URL: http://3g.china.com:8080/act/news/11155042/20170912/31365159_2.html
Server: cms-8-251
Date: 2024/11/30 12:33:05

Powered by China
China
404 Not Found

404 Not Found

Sorry for the inconvenience.
Please report this message and include the following information to us.
Thank you very much!

URL: http://3g.china.com:8080/act/news/11155042/20170912/31365159_2.html
Server: cms-8-251
Date: 2024/11/30 12:33:05

Powered by China
China

为您推荐

加载更多>>
404 Not Found

404 Not Found

Sorry for the inconvenience.
Please report this message and include the following information to us.
Thank you very much!

URL: http://3g.china.com:8080/act/news/11155042/20170912/31365159_2.html
Server: cms-8-251
Date: 2024/11/30 12:33:05

Powered by China
China
404 Not Found

404 Not Found

Sorry for the inconvenience.
Please report this message and include the following information to us.
Thank you very much!

URL: http://3g.china.com:8080/act/news/11155042/20170912/31365159_2.html
Server: cms-8-251
Date: 2024/11/30 12:33:05

Powered by China
China
404 Not Found

404 Not Found

Sorry for the inconvenience.
Please report this message and include the following information to us.
Thank you very much!

URL: http://3g.china.com:8080/act/news/11155042/20170912/31365159_2.html
Server: cms-8-251
Date: 2024/11/30 12:33:05

Powered by China
China