新闻 > 社会
404 Not Found

404 Not Found

Sorry for the inconvenience.
Please report this message and include the following information to us.
Thank you very much!

URL: http://3g.china.com:8080/act/news/10000169/20170906/31296313_2.html
Server: cms-8-251
Date: 2024/12/29 05:03:05

Powered by China
China

法官剖析民间借贷纠纷新特点

2017-09-06 08:45:45   中国青年网

债权人风险防范意识有待提升

张熠说,民间借贷类案件的剧增,其原因包括,民间借贷手续简单、回报高等特点吸引着社会的闲散资金,但资金链断裂导致无法还款的情况时有发生,造成民间借贷类案件数量不断上升。

张熠认为,债权人欠缺风险防范意识和法律意识,也是民间借贷类案件多发的重要原因。许多债权人风险防范意识差、鉴别能力弱,受到高额利息的诱惑,或者是亲朋好友的传言鼓动,忽视了对借款人还款能力和借款用途的考察。在出借款项时,又缺乏必要的法律知识,不了解、不重视借贷合同的规范性和合法性,不注重证据的收集和保存,容易留下诉讼隐患,造成维权困难。

另据介绍,由于个人征信情况属于金融机构的信息,不对外公开,大众无法查询获知,所以债权人对企业或者个人的资产信用情况不得而知,对还款能力、资产状况无法掌握,造成在出借时信息不对称,增加了出借的盲目性。

对于民间借贷类纠纷多发问题,刘世东建议,相关部门应建立联动机制,共享相关部门的信息平台,便捷查询债务人的相关信息,便于法院送达,也便于债务人及时提出答辩,更好地查清案件事实,保障各方在诉讼中享有的权利。

张熠则认为,应进一步加大法治宣传力度,提高公民法律意识和风险防范意识。同时,应进一步完善个人征信制度,切实让守信的人得到实惠,让失信的人受到惩罚。还要通过对民间借贷案件审理过程中呈现的特点及困难的分析研究,寻找到更好的解决办法,从而充分发挥人民法院的司法保障作用,推动社会经济健康稳定发展。(潘从武 田启朦)

上一页2/2下一页
404 Not Found

404 Not Found

Sorry for the inconvenience.
Please report this message and include the following information to us.
Thank you very much!

URL: http://3g.china.com:8080/act/news/10000169/20170906/31296313_2.html
Server: cms-8-251
Date: 2024/12/29 05:03:05

Powered by China
China
404 Not Found

404 Not Found

Sorry for the inconvenience.
Please report this message and include the following information to us.
Thank you very much!

URL: http://3g.china.com:8080/act/news/10000169/20170906/31296313_2.html
Server: cms-8-251
Date: 2024/12/29 05:03:05

Powered by China
China

相关阅读

404 Not Found

404 Not Found

Sorry for the inconvenience.
Please report this message and include the following information to us.
Thank you very much!

URL: http://3g.china.com:8080/act/news/10000169/20170906/31296313_2.html
Server: cms-8-251
Date: 2024/12/29 05:03:05

Powered by China
China
404 Not Found

404 Not Found

Sorry for the inconvenience.
Please report this message and include the following information to us.
Thank you very much!

URL: http://3g.china.com:8080/act/news/10000169/20170906/31296313_2.html
Server: cms-8-251
Date: 2024/12/29 05:03:05

Powered by China
China
404 Not Found

404 Not Found

Sorry for the inconvenience.
Please report this message and include the following information to us.
Thank you very much!

URL: http://3g.china.com:8080/act/news/10000169/20170906/31296313_2.html
Server: cms-8-251
Date: 2024/12/29 05:03:05

Powered by China
China
分享到:
0 0
404 Not Found

404 Not Found

Sorry for the inconvenience.
Please report this message and include the following information to us.
Thank you very much!

URL: http://3g.china.com:8080/act/news/10000169/20170906/31296313_2.html
Server: cms-8-251
Date: 2024/12/29 05:03:05

Powered by China
China
404 Not Found

404 Not Found

Sorry for the inconvenience.
Please report this message and include the following information to us.
Thank you very much!

URL: http://3g.china.com:8080/act/news/10000169/20170906/31296313_2.html
Server: cms-8-251
Date: 2024/12/29 05:03:05

Powered by China
China

美图推荐

404 Not Found

404 Not Found

Sorry for the inconvenience.
Please report this message and include the following information to us.
Thank you very much!

URL: http://3g.china.com:8080/act/news/10000169/20170906/31296313_2.html
Server: cms-8-251
Date: 2024/12/29 05:03:05

Powered by China
China
404 Not Found

404 Not Found

Sorry for the inconvenience.
Please report this message and include the following information to us.
Thank you very much!

URL: http://3g.china.com:8080/act/news/10000169/20170906/31296313_2.html
Server: cms-8-251
Date: 2024/12/29 05:03:05

Powered by China
China
404 Not Found

404 Not Found

Sorry for the inconvenience.
Please report this message and include the following information to us.
Thank you very much!

URL: http://3g.china.com:8080/act/news/10000169/20170906/31296313_2.html
Server: cms-8-251
Date: 2024/12/29 05:03:05

Powered by China
China
404 Not Found

404 Not Found

Sorry for the inconvenience.
Please report this message and include the following information to us.
Thank you very much!

URL: http://3g.china.com:8080/act/news/10000169/20170906/31296313_2.html
Server: cms-8-251
Date: 2024/12/29 05:03:05

Powered by China
China

为您推荐

加载更多>>
404 Not Found

404 Not Found

Sorry for the inconvenience.
Please report this message and include the following information to us.
Thank you very much!

URL: http://3g.china.com:8080/act/news/10000169/20170906/31296313_2.html
Server: cms-8-251
Date: 2024/12/29 05:03:05

Powered by China
China
404 Not Found

404 Not Found

Sorry for the inconvenience.
Please report this message and include the following information to us.
Thank you very much!

URL: http://3g.china.com:8080/act/news/10000169/20170906/31296313_2.html
Server: cms-8-251
Date: 2024/12/29 05:03:05

Powered by China
China
404 Not Found

404 Not Found

Sorry for the inconvenience.
Please report this message and include the following information to us.
Thank you very much!

URL: http://3g.china.com:8080/act/news/10000169/20170906/31296313_2.html
Server: cms-8-251
Date: 2024/12/29 05:03:05

Powered by China
China