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我家有了“绿色银行”
2017-09-08 07:21:46 中国青年网
今年蔬菜收成不错,庞瑞正忙着在自己的大棚里收角瓜。
本报记者 李华林摄
我叫庞瑞,是河北隆化县七家镇南营村的一名贫困户。我有两个儿子,一个患有间歇性癫痫,一个患有脑瘫。多年来,我带着他们到处求医问药,为了筹集医药费,借遍了亲戚朋友,最高时欠债10万元,一直在贫困中挣扎。
2016年初,我们村驻村工作组组长孙洪泽找到我,劝说我加入村里的蔬菜合作社,种植大棚蔬菜。他介绍,自从精准扶贫工作开展以来,县里出台了一系列脱贫政策和救助措施,提出“政银企户保”五位一体的金融扶贫模式。也就是县政府设立“资金池”,扶贫资金、涉农资金打捆使用,银行按1∶10放大贷款,通过政府搭台、银行参与、保险兜底,解决贫困户发展产业缺少资金的问题。
我决定试一试。在县扶贫办的帮助下,我贷到不用抵押、不用担保、政府贴息的贷款5万元。我用这些钱建了6个冷棚,种植错季蔬菜。到了年底一算,6个冷棚纯收入有2万元,我们家成功脱贫。作为脱贫先进典型,我还在河北省扶贫表彰会上作了发言。
今年,我在6个冷棚里都种上了角瓜和土豆,目前毛收入接近7万元。这些冷棚可以在不用重新投入的情况下再使用几年,成为我们家名副其实的“绿色银行”。在自己脱贫的同时,我还联合村民王国峰等6户贫困户加入隆化县鑫森种植专业合作社,流转土地80亩,建设蔬菜冷棚59个。目前,这6户贫困户都脱贫了。
吃了长期贫困的苦,终于尝到了脱贫后的甜头,我相信未来的日子会变得更美好。
(本报记者 李华林整理)
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