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“共有产权房”:实现百姓住房梦的调控新举措
2017-08-24 08:39:07 中国青年网
“共有产权房”对西安有什么影响?
关于共有产权,在西安并不陌生。2015年西安提出共有产权方式可加速棚改进展。购买共有产权房的购房人在自住时,承担全部住房的维修和物业管理费用。个人产权未达到60%时,保障对象仍需缴纳政府产权部分的租金。个人产权超过60%时,政府产权份额对应的住房使用权,则无偿让渡给购房人,不再向购房人收取租金。共有产权房是楼市调控的又一创新政策,也表明了政府平抑房价的决心,对西安等二线城市具有预警作用,未来可能还会有更多城市出台此类政策。
此举对城市低收入群体提高居住品质有直接帮助,对于抑制居高不下的房价有着积极意义,也是践行“居者有其所”的有益探索。正如西安独立地产评论人李连源所说,“无论是租售同权,还是共有产权,都向市场表明政府正在商品房、保障房的基础上尝试多条腿走路,以期建立多层次的住房体系的决心。”
美城股份市场分析师李青认为,与以往的自住房相比,共有产权住房最大的不同在于“按份共有”,政策的出发点是通过有效调节产权比例、更完善的准入退出机制满足居民基本住房需求。能够优化资源配置,平缓住房消费周期,尤其减轻年轻人的住房负担。同时将一些具有稳定工作却无户籍的人纳入住房保障范围,从更大范围引导理性消费。共有产权房的核心是产权共有,但不影响房子的使用。通过提供共有产权住房,明确政府和个人持有的产权份额,降低购房人的房价,有助于百姓住房梦的实现。
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