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保险就是传销?在中国,为什么有人说保险公司是骗子

2017-05-05 08:05:32   

顾客要办定期存款,他们马上就跟顾客说有收益更高的存款(其实就是保险),使劲忽悠,这种人太不厚道了……

保险和传销的区别:

1.传销的收入依赖发展下线(新人的入会费或将产品卖给新人),保险的收入依赖业绩(实际卖出保险的收入);

2.加入传销(直销)行业收取的是入会费(收不回来的),加入保险行业收取的是保证金(一般来说是可以退回的);

3.传销(直销)几乎没有准入门槛,保险除了门槛(考证)之外,还需要一定的信用保证;

4.传销组织中“晨会”、“夕会”的目的在于画饼和激励(几乎无意义),保险公司“晨会”、“夕会”除了正激励还会分享方法与信息(做有意义的事);

5.传销组织限制人的自由(这个是个人理解),保险公司的代理人自由得让人妒忌;

6.传销是违法的,保险是受国家支持的。

保险,本是好东西,可惜,入国已变味,保险就是保险,和投资无关,但是马云说过,很多人一生输就输在对未来趋势的看法上:第一是看不见;第二是看不起;第三是看不懂;第四是来不及!保险其实也是一样。

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