新闻 > 经济
404 Not Found

404 Not Found

Sorry for the inconvenience.
Please report this message and include the following information to us.
Thank you very much!

URL: http://3g.china.com:8080/act/news/11155042/20170926/31514719.html
Server: cms-8-251
Date: 2024/12/26 03:17:10

Powered by China
China

银行业协会反击标普下调金融机构评级

2017-09-26 07:42:54   中国经济网

对于国际信用评级机构标准普尔(以下简称“标普”)近日下调我国金融机构评级这一行为的批评之声还在增加。9月25日,中国银行业协会在官网发布回应称,当前中国经济基本面稳中向好,银行业稳健发展,标普基于“亲周期”评级方法下调评级,是简单片面的,这种做法有失公允。

标普在本月21日将中国主权信用评级由AA-下调为A+,展望由负面调整至稳定。与国家主权信用挂钩的国家开发银行、中国进出口银行、中国农业发展银行的评级也被由“AA-”下调至“A+”,展望由负面上调至稳定。同时,标普还调降了星展中国、恒生中国及汇丰中国3家外资银行的信用评级,认为如果内地主权债违约,上述三大银行也难独善其身。

对此,中国银行业协会专职副会长潘光伟指出,标普仅仅关注到我国经济调整期的短暂波动,忽略了银行业宏观信用环境日趋良好;仅仅关注信贷增长可能带来的风险,忽略了银行整体运营水平正在逐步改善;仅仅关注杠杆率较高问题,忽略了融资结构差异性下的风险可控;仅仅关注经济转型期的压力,忽略了银行业转型发展支持实体经济所取得的新成效;仅仅重视过去的问题,忽略了政策层面去杠杆的决心和效率。

在银行业运营水平方面,潘光伟表示,我国银行业总体运行稳健。其中,在信贷资产质量方面,截至2017年6月末,我国商业银行不良贷款余额1.64万亿元,不良贷款率1.74%,从2016年三季度开始,商业银行不良率分别为1.76%、1.74%、1.74%、1.74%,连续3个季度保持稳定。潘光伟表示,标普忽略了我国供给侧结构性改革的进展、创新驱动发展战略的推进,在我国经济稳中向好、银行业稳健发展的情况下下调评级,其客观性、公正性令人置疑,也使得评级结果具有局限性,缺乏公信力。

事实上,在标普下调我国主权信用评级及部分金融机构评级后,财政部和国开行等部门和机构也已发声回击。财政部称,标普调降中国主权信用评级是一个错误决定;国开行也表示,这种“老生常谈”的评级和结论“不靠谱”。

值得一提的是,今年5月,国际三大信用评级机构之一的穆迪也曾调降中国评级。在华夏银行总行研究员李虹含看来,评级机构的评级方法、评级目的、评级独立性有待商榷。他指出,业界已普遍认识到,国际信用评级机构在评价中已丧失了作为中介机构的独立性,一是评级机构参与金融产品的设计、发行阶段,为便于产品发行虚高评级,丧失客观、公允、中立评价的可能性;二是由于评级机构的结构化产品发展迅猛,其与会计师事务所和律师事务所等机构共同包装金融产品,甚至在业务活动中操纵国际金融市场而自身获利。

404 Not Found

404 Not Found

Sorry for the inconvenience.
Please report this message and include the following information to us.
Thank you very much!

URL: http://3g.china.com:8080/act/news/11155042/20170926/31514719.html
Server: cms-8-251
Date: 2024/12/26 03:17:10

Powered by China
China
404 Not Found

404 Not Found

Sorry for the inconvenience.
Please report this message and include the following information to us.
Thank you very much!

URL: http://3g.china.com:8080/act/news/11155042/20170926/31514719.html
Server: cms-8-251
Date: 2024/12/26 03:17:10

Powered by China
China

相关阅读

404 Not Found

404 Not Found

Sorry for the inconvenience.
Please report this message and include the following information to us.
Thank you very much!

URL: http://3g.china.com:8080/act/news/11155042/20170926/31514719.html
Server: cms-8-251
Date: 2024/12/26 03:17:10

Powered by China
China
404 Not Found

404 Not Found

Sorry for the inconvenience.
Please report this message and include the following information to us.
Thank you very much!

URL: http://3g.china.com:8080/act/news/11155042/20170926/31514719.html
Server: cms-8-251
Date: 2024/12/26 03:17:10

Powered by China
China
404 Not Found

404 Not Found

Sorry for the inconvenience.
Please report this message and include the following information to us.
Thank you very much!

URL: http://3g.china.com:8080/act/news/11155042/20170926/31514719.html
Server: cms-8-251
Date: 2024/12/26 03:17:10

Powered by China
China
分享到:
0 0
404 Not Found

404 Not Found

Sorry for the inconvenience.
Please report this message and include the following information to us.
Thank you very much!

URL: http://3g.china.com:8080/act/news/11155042/20170926/31514719.html
Server: cms-8-251
Date: 2024/12/26 03:17:10

Powered by China
China
404 Not Found

404 Not Found

Sorry for the inconvenience.
Please report this message and include the following information to us.
Thank you very much!

URL: http://3g.china.com:8080/act/news/11155042/20170926/31514719.html
Server: cms-8-251
Date: 2024/12/26 03:17:10

Powered by China
China

美图推荐

404 Not Found

404 Not Found

Sorry for the inconvenience.
Please report this message and include the following information to us.
Thank you very much!

URL: http://3g.china.com:8080/act/news/11155042/20170926/31514719.html
Server: cms-8-251
Date: 2024/12/26 03:17:10

Powered by China
China
404 Not Found

404 Not Found

Sorry for the inconvenience.
Please report this message and include the following information to us.
Thank you very much!

URL: http://3g.china.com:8080/act/news/11155042/20170926/31514719.html
Server: cms-8-251
Date: 2024/12/26 03:17:10

Powered by China
China
404 Not Found

404 Not Found

Sorry for the inconvenience.
Please report this message and include the following information to us.
Thank you very much!

URL: http://3g.china.com:8080/act/news/11155042/20170926/31514719.html
Server: cms-8-251
Date: 2024/12/26 03:17:10

Powered by China
China
404 Not Found

404 Not Found

Sorry for the inconvenience.
Please report this message and include the following information to us.
Thank you very much!

URL: http://3g.china.com:8080/act/news/11155042/20170926/31514719.html
Server: cms-8-251
Date: 2024/12/26 03:17:10

Powered by China
China

为您推荐

加载更多>>
404 Not Found

404 Not Found

Sorry for the inconvenience.
Please report this message and include the following information to us.
Thank you very much!

URL: http://3g.china.com:8080/act/news/11155042/20170926/31514719.html
Server: cms-8-251
Date: 2024/12/26 03:17:10

Powered by China
China
404 Not Found

404 Not Found

Sorry for the inconvenience.
Please report this message and include the following information to us.
Thank you very much!

URL: http://3g.china.com:8080/act/news/11155042/20170926/31514719.html
Server: cms-8-251
Date: 2024/12/26 03:17:10

Powered by China
China
404 Not Found

404 Not Found

Sorry for the inconvenience.
Please report this message and include the following information to us.
Thank you very much!

URL: http://3g.china.com:8080/act/news/11155042/20170926/31514719.html
Server: cms-8-251
Date: 2024/12/26 03:17:10

Powered by China
China