新闻 > 经济
404 Not Found

404 Not Found

Sorry for the inconvenience.
Please report this message and include the following information to us.
Thank you very much!

URL: http://3g.china.com:8080/act/news/11155042/20170926/31514536.html
Server: cms-8-252
Date: 2024/12/27 03:37:31

Powered by China
China

黄金周银行理财抢客 收益率已达第三季度最高水平

2017-09-26 07:32:58   中国经济网

临近国庆长假,加上第三季度考核节点来临,不少银行的理财收益率有所提升。根据普益标准数据,在9月的第三周,283家银行共发行了1733款银行理财产品(包括封闭式预期收益型、开放式预期收益型、净值型产品),发行银行数增加31家。其中,封闭式预期收益型人民币产品平均收益率为4.62%,较上期上升0.03个百分点。根据本报记者了解,这已经是第三季度收益率的最高水平。

收益率走高

普益标准数据显示,9月份第三周,29个省份的保本型银行理财产品收益率实现环比上涨,2个省份的保本型银行理财产品收益率则是环比下降;25个省份的非保本型银行理财产品收益率实现环比上涨,6个省份的非保本型银行理财产品收益率则是环比下降。其中,保本类封闭式预期收益型人民币产品平均收益率排名靠前的省份为黑龙江省、吉林省、新疆,分别为4.29%,4.26%,4.25%;非保本类封闭式预期收益型人民币产品平均收益率排名靠前的省份为上海、天津、四川省,分别为4.85%、4.84%、4.84%。

面向个人投资者的存续的开放式预期收益型理财产品共1899款,较上周增加9款。其中,全开放式产品数量为359款,较上期增加2款;半开放式产品为1523款,较上期增加7款,收益率披露较为完整的产品有1147款。

总体来看,封闭式预期收益型人民币产品平均收益率为4.62%,较上期上升0.03个百分点,根据本报记者统计,这已经是第三季度以来银行理财收益率的峰值。

光大银行一名理财师告诉本报记者,从投资者角度而言,多数投资者最喜欢3个月-6个月的中短期理财产品,一是因为收益相对比较高,不论是和3个月以内短期产品相比,还是和6个月-12个月的中长期产品相比,中短期理财的收益都有竞争力,二是中短期产品的灵活性不算太差,投资者普遍能接受。

融360认为, 9月中旬开始,受税期、MLF和同业存单到期,以及三季度末来临市场银行面临考核等多方面因素影响,市场短期流动性趋紧,即使央行大额净投放资金,市场利率仍然有所上升,而这种趋势将持续到国庆之前。所以未来一周银行理财收益率有望继续小幅升高。

国庆节即将来看,届时部分银行会推出国庆专属理财产品,收益率会比同期发售的同类理财产品高0.1-0.3个百分点左右,如果投资者那时候正好有理财需求,不妨关注一下。但融360理财分析师提醒,一般国庆前夕及国庆期间发售的理财产品要到节后才能计息,募集期会长达十来天,所以尽量避免购买期限太短的理财产品,否则实际收益率会被拉低很多。

上一页1/2下一页
404 Not Found

404 Not Found

Sorry for the inconvenience.
Please report this message and include the following information to us.
Thank you very much!

URL: http://3g.china.com:8080/act/news/11155042/20170926/31514536.html
Server: cms-8-252
Date: 2024/12/27 03:37:31

Powered by China
China
404 Not Found

404 Not Found

Sorry for the inconvenience.
Please report this message and include the following information to us.
Thank you very much!

URL: http://3g.china.com:8080/act/news/11155042/20170926/31514536.html
Server: cms-8-252
Date: 2024/12/27 03:37:31

Powered by China
China

相关阅读

404 Not Found

404 Not Found

Sorry for the inconvenience.
Please report this message and include the following information to us.
Thank you very much!

URL: http://3g.china.com:8080/act/news/11155042/20170926/31514536.html
Server: cms-8-252
Date: 2024/12/27 03:37:31

Powered by China
China
404 Not Found

404 Not Found

Sorry for the inconvenience.
Please report this message and include the following information to us.
Thank you very much!

URL: http://3g.china.com:8080/act/news/11155042/20170926/31514536.html
Server: cms-8-252
Date: 2024/12/27 03:37:31

Powered by China
China
404 Not Found

404 Not Found

Sorry for the inconvenience.
Please report this message and include the following information to us.
Thank you very much!

URL: http://3g.china.com:8080/act/news/11155042/20170926/31514536.html
Server: cms-8-252
Date: 2024/12/27 03:37:31

Powered by China
China
分享到:
0 0
404 Not Found

404 Not Found

Sorry for the inconvenience.
Please report this message and include the following information to us.
Thank you very much!

URL: http://3g.china.com:8080/act/news/11155042/20170926/31514536.html
Server: cms-8-252
Date: 2024/12/27 03:37:31

Powered by China
China
404 Not Found

404 Not Found

Sorry for the inconvenience.
Please report this message and include the following information to us.
Thank you very much!

URL: http://3g.china.com:8080/act/news/11155042/20170926/31514536.html
Server: cms-8-252
Date: 2024/12/27 03:37:31

Powered by China
China

美图推荐

404 Not Found

404 Not Found

Sorry for the inconvenience.
Please report this message and include the following information to us.
Thank you very much!

URL: http://3g.china.com:8080/act/news/11155042/20170926/31514536.html
Server: cms-8-252
Date: 2024/12/27 03:37:31

Powered by China
China
404 Not Found

404 Not Found

Sorry for the inconvenience.
Please report this message and include the following information to us.
Thank you very much!

URL: http://3g.china.com:8080/act/news/11155042/20170926/31514536.html
Server: cms-8-252
Date: 2024/12/27 03:37:31

Powered by China
China
404 Not Found

404 Not Found

Sorry for the inconvenience.
Please report this message and include the following information to us.
Thank you very much!

URL: http://3g.china.com:8080/act/news/11155042/20170926/31514536.html
Server: cms-8-252
Date: 2024/12/27 03:37:31

Powered by China
China
404 Not Found

404 Not Found

Sorry for the inconvenience.
Please report this message and include the following information to us.
Thank you very much!

URL: http://3g.china.com:8080/act/news/11155042/20170926/31514536.html
Server: cms-8-252
Date: 2024/12/27 03:37:31

Powered by China
China

为您推荐

加载更多>>
404 Not Found

404 Not Found

Sorry for the inconvenience.
Please report this message and include the following information to us.
Thank you very much!

URL: http://3g.china.com:8080/act/news/11155042/20170926/31514536.html
Server: cms-8-252
Date: 2024/12/27 03:37:31

Powered by China
China
404 Not Found

404 Not Found

Sorry for the inconvenience.
Please report this message and include the following information to us.
Thank you very much!

URL: http://3g.china.com:8080/act/news/11155042/20170926/31514536.html
Server: cms-8-252
Date: 2024/12/27 03:37:31

Powered by China
China
404 Not Found

404 Not Found

Sorry for the inconvenience.
Please report this message and include the following information to us.
Thank you very much!

URL: http://3g.china.com:8080/act/news/11155042/20170926/31514536.html
Server: cms-8-252
Date: 2024/12/27 03:37:31

Powered by China
China