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无锡高新区试点物联网金融创新
2017-08-26 08:17:16 中国青年网
本报讯 25日,无锡高新区举行物联网金融创新合作签约仪式。无锡高新区管委会与无锡农商行签约共建鸿山物联网小镇支行,高新区企业感知集团与江苏银行、无锡农商行、江阴农商行签订物联网金融创新合作战略协议。无锡高新区将以项目带动推进物联网金融试点创新,打造区域性物联网金融创新高地。
为达成物联网与金融深度融合,无锡提出以物联网技术改造和提升传统金融业。物联网金融是金融机构和物联网企业利用物联网技术和信息通信技术,实现支付、资金融通、投资、资产管理及信息中介等服务的新型金融业态。物联网金融从人、机、物的客观感知数据出发,通过采集行为轨迹、消费习惯、供应链数据等,将虚拟经济和实体经济连接,有效解决数据的客观性问题,基于此将会产生更好的信贷模式、信用评估和风控模型。
新成立的无锡农商行鸿山物联网小镇支行将推进物联网金融产品创新,优化物联网金融审贷流程,加快物联网金融风控体系构建,从而优化鸿山物联网小镇的金融环境。
(浦敏琦)
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