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【焦点关注】今年养老金如何“涨”高?

2017-08-22 17:21:33   中国青年网

自2005年以来,我国已连续13年提高企业退休人员的基本养老金水平。今年养老金怎么“涨”,方案也已落定。

据《工人日报》记者梳理统计,目前全国31个省(区、市)已全部公布养老金调整方案。

养老金今年能涨多少?今年增长额度和去年相比如何?企业和机关事业单位的待遇差距会不会缩小?针对职工关心的系列疑问,记者采访了有关专家。

养老金怎么涨?

——定额调整+挂钩调整+适当倾斜

养老金上涨到底是怎么计算的?

4月26日,上海率先公布企业退休人员养老金调整方案,此后各地相继跟进。

记者梳理发现,在各省(区、市)的调整方案中,除北京未将上涨额度与上年职工领取的个人养老金挂钩、上海未将上涨额度与缴费年限挂钩外,其余各地均采用了将上涨额度与个人养老金和缴费年限同时挂钩的调整方法。

按照人社部要求,各个地区普遍采取了定额调整、挂钩调整与适当倾斜相结合的调整办法。调整后,西藏、北京、上海、青海等地企业退休人员月均养老金超过3000元,位居全国前列。

51社保网CEO余清泉解释说,定额调整,遵循公平原则,即实行普调;挂钩调整,遵循激励原则,即“多缴多得”;适当倾斜,遵循重点原则,即向部分重点群体倾斜。

定额调整部分,各地增幅不同,福建、新疆最低,每人每月增加35元;辽宁的定额调整分为5档,最高档每人每月增加75元。

挂钩调整部分,与本人缴费年限和基本养老金水平相挂钩。大多数省份企业与机关事业单位挂钩调整的方案不同,少数省份实行统一标准。

如重庆规定,企业退休人员在定额调整基础上,缴费年限每满1年,每人每月增加3元,本人缴费年限低于15年的,统一按15年进行调整;机关事业单位退休人员在定额调整基础上,与养老金水平挂钩,以同类人员2016年12月平均养老金水平为基数,每人每月增加3%。

而陕西则规定,企业与机关事业单位退休人员15年及以内的缴费年限部分,每满1年每人每月增加2元;超过15年的缴费年限部分,每满1年每人每月增加3.5元。同时,以退休人员本人2016年12月的基本养老金为基数,增加1%。

涨幅如何确定?

——综合平均工资、物价水平和基金支付能力

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