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“小卡片”上的智慧交通

2017-08-16 06:21:51   中国青年网

保障和改善民生是实现消费驱动经济发展方式转变的基础条件,同时也是社会主义建设的最终目标和根本要求。工商银行大连市分行始终坚持“民生优先”发展理念,突出“为民惠民”服务宗旨,将着力发展民生社会事业作为一项重点工作。为满足“智慧城市、智能交通”建设需要,共同构建交通违法行为快速处理系统,提高对机动车驾驶员的管理能力和服务水平,2016年5月20日,中国工商银行大连市分行与大连市公安局交通警察支队合作研发、推出了驾驶员专属信用卡产品——“工银交通服务卡”,让大连市广大驾驶员享受到“小卡片”上的智慧交通。

技术创新 让驾驶员省心

“工银交通服务卡”项目是大连地区交通管理领域的一个创新。该卡集金融和交通管理等功能于一身,能够满足广大驾驶员日常生活消费和路面交通行驶的双重需求。工银交通服务卡的智能芯片中加载驾驶员交管信息,实现了“电子介质”与“科技设备”的有效对接,实现了信息化的管理、科技化的服务、综合化的行业运用。该卡既可以实现普通信用卡的支付消费功能,也可以对交通违法情况实现自主查询、自助缴罚。另外对于持有A照和B照的驾驶员,8分(含)以内扣分可选择在线实名认证,“一站式”完成审验。

渠道创新 让驾驶员舒心

工银交通服务卡增加了交通违法确认和缴纳罚款的渠道,极大地方便了广大驾驶员朋友们和交警执法。对现场违法行为,执法交警可以通过移动警务终端实时查询工银交通服务卡芯片存储的驾驶员驾驶信息和交通违法记录,并直接进行处罚、收缴罚款;对非现场违法行为,驾驶员可以持工银交通服务卡通过工行网银或自助终端完成交通违法行为的认罚并缴费,无需到交警部门接受处罚后再到银行缴费,缩短了此类交通违法的处理流程,节省了驾驶员的等待与处理时间。工商银行大连市分行将以信用卡产品为介质助推民生领域发展,做好民生领域金融服务,为广大市民提供便捷、安全、高效的优质服务。

服务创新 让驾驶员悦心

工银交通服务卡具有完善的信用卡金融功能,有效期为10年,是目前国内信用卡产品中有效期最长的卡片,还享有终身免年费、最长56天免息还款期、本行本地取现免费等礼遇。工商银行还针对持卡用户推出“加油补贴”、“加油5%优惠”、“10元洗车”、“10元观影”、“分期超低费率”等专属活动,还可参与我行开展的“爱购周末”系列促销活动。工银交通服务卡满足了客户在更多领域用卡并享受更方便、快捷服务的需求。

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