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光大银行武汉分行公积金网络信贷放款破3.5亿
2017-08-04 05:32:52 中国青年网
公积金网络信贷放款破3.5亿
本报讯(记者胡楠 通讯员王丽)昨日,记者从光大银行武汉分行获悉,该行自2016年10月27日上线公积金网络信用消费贷以来,截至2017年7月17日,放款额突破3.5亿元,余额达2.7亿元,为3005人次带来方便、快捷的贷款新体验。
武汉公积金中心与光大银行一直都有紧密的合作。2016年3月,由光大银行主承销的“武汉公积金2016年第一期个人住房公积金贷款资产支持证券”,在全国银行间债券市场成功发行,融资17.6亿元,优先档证券发行利率创同期限产品发行利率最低记录,在业内产生深远影响。
在此基础上,双方又推出了公积金网络信用消费贷款业务,跨界整合了银行和公积金中心的渠道和客户资源,依靠大数据、云计算等先进技术手段,对海量数据进行挖掘分析,并依托网络信贷业务平台系统和审批模型,综合评价借款人资质,向符合贷款条件的借款人发放个人消费信用贷款。
光大银行武汉分行
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