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金融“店小二” 办贷效率高

2017-08-21 06:06:27   中国青年网

“来了就能办,没有等待时间,这农商行的放贷速度是越来越快了”,崇仁镇湖荫村张先生成功拿到15万元信贷资金后,为嵊州农商银行的办事效率点赞。

为贯彻落实省委、省政府“最多跑一次”改革工作要求,积极践行“端盘子”服务精神,持续优化金融服务,绍兴银监分局围绕互联网金融、普惠金融、服务效率提升等方面,在辖内银行业金融机构全面推行金融服务“最多跑一次”。嵊州农商银行以解决客户经理案头工作、缩短办贷时长及减少客户等待时间为目标,试点小额贷款流程优化,将原有的客户经理(含信贷内勤)分为调查岗客户经理与放款岗客户经理,明确分工,加快贷款的调查与发放,同时逐步减少柜面放款,引导客户使用手机银行等电子渠道自主完成款项发放。试点以来,近70%的30万元以下小额贷款通过手机银行发放,办贷效率是流程优化前的近两倍。

(尹祝梨 车志成)

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