不过话又说回来了，这些钱也不是白交的！

怎么把这些钱挣回来呢？

[公积金提取]

公积金可以用来买房或者全部取出来

那么第一笔钱可以拿这么多

6504×14%×12×43=约47万元

[养老保险领取]

退休时每月能领取的养老金数额是

每月领取总额即基本养老金=

基础养老金+个人账户养老金+过渡性养老金

从目前大家每月能够领取的个人账户中养老金的标准来看，根据退休年龄的不同，“计发月数”也不一样，到65岁退休是按照101个计发月数来算。

退休年龄	计发月数	退休年龄	计发月数
40	233	56	164
41	230	57	158
42	226	58	152
43	223	59	145
44	220	60	139
45	216	61	132
46	212	62	125
47	207	63	117
48	204	64	109
49	199	65	101
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