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神州优车收购创信 保险成巨头标配
2017-09-06 07:51:54 中国经济网
业内人士表示,由于中国人保是神州优车大股东,创信保险不光直接销售产品外,还可以定制产品。神州优车扩展了生态边界,通过打通从多维度产品到终端,能够产生比单一业务线更丰厚的收益叠加。最直接的支撑是,神州优车对汽车群体的优势,通过神州租车、神州专车、神州买买车等产品覆盖,神州优车拥有千万用户量级的“有车族”。
实际上,除此次保险业务布局,神州优车不久前在消费金融领域也有所突破。去年11月,神州优车联合张家口银行、蓝鲸控股集团共同出资发起成立河北幸福消费金融公司,作为持股33%的第二大股东,神州优车借此进入消费金融市场。今年6月底,河北幸福消费金融公司正式获得银监会批准开业,成为全国范围内第21家获牌并开业的消费金融公司。
目前,神州优车生态版图日趋壮大且形成了同心多元的良心发展。神州优车旗下拥有出行(神州租车、神州专车)、电商(神州买买车)和金融(神州车闪贷)三大业务板块。
神州优车董事长兼CEO陆正耀此前曾向媒体表示,包括汽车电商平台神州买买车在内,未来三年公司将采购销售近200万台车辆;再加上神州优车拥有数千万客户。这将为保险销售服务提供巨大的支撑。另外,神州优车旗下业务已经覆盖全国近300个城市,这也将为创信保险的销售服务提供强大的网络支持。
业内人士分析称,通过收购创信保险,神州优车得以进军互联网保险市场,让“人车生态圈”更加完善,通过与各业务板块形成协同效应,可向用户提供更完善的汽车后市场服务。
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