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四上市险企营销员增至410万人

2017-08-31 07:15:51   中国经济网

引人注意的是,太保寿险上半年新业务价值197.46 亿元,同比增长59.0%;新业务价值率40.6%,同比提升7.6个百分点,均创历史新高。寿险保单继续率整体保持在优良水平,个人寿险客户13个月及25个月保单继续率同比分别上升2.3个和1.4个百分点。

再如正处于转型期的新华保险。今年上半年,新华保险加大结构调整力度,在年度计划中取消了趸交业务,聚焦期交业务发展,首年期交保费达到166.54亿元,同比增长22.6%,其中十年期及以上期交保费为108.27亿元,同比增长41.0%。

其中,个险渠道实现保费收入482.65亿元,同比增长20.8%;首年保费为137.11亿元,同比增长15.1%,其中,首年期交保费为125.37亿元,同比增长23.0%;十年期及以上期交保费为106.78亿元,同比增长40.9%;续期保费为345.54亿元,同比增长23.2%。

从业务结构来看,上半年新华保险首年期交保费占首年保费的比例达到87.2%,同比提升49.1个百分点;十年期及以上期交保费规模创近年来新高,占首年保费的比例达到56.7%,同比提升35.2个百分点;续期保费421.38亿元,同比增长19.1%,占总保费的比例为68.8%,同比提升19.0个百分点;健康险首年保费69.51亿元,占首年保费的比为36.4%,占比较去年同期提升21.4个百分点。

此外,新华保险个人寿险业务13个月继续率为89.2%,较上年同期提升1.3个百分点;25个月继续率为82.3%,较上年同期提升3.9个百分点。退保金为221.19亿元,同比下降17.5%,退保率同比减少0.8个百分点,为3.7%。

中国人寿长期期交产品也取得较快发展。数据显示,中国人寿个险渠道总保费达2273.75亿元,同比增长28.0%。其中,个险首年期交保费同比增长10.2%,十年期及以上首年期交保费同比增长8.0%,五年期及以上和十年期及以上首年期交保费占首年期交保费的比重分别为82.05%和53.05%;个险渠道续期保费同比增长36.6%,凸显近年来渠道业务结构调整成效。

营销员同比增长63.8万人

营销队伍的增长是个险保费增长的基石。

上市险企个险新单保费的快速增长,离不开个险营销人力的爆发式增长。本报记者统计显示,上半年中国人寿、中国平安、中国太保、新华保险四家上市险企个险营销员合计达410.6万人,同比增长63.8万人,增幅达18.4%

具体来看,中国人寿个险销售队伍规模达157.8万人,较2016年底增长5.6%,个险渠道季均有效人力较2016年底增长39.4%。个险队伍发展策略方面,中国人寿表示,公司坚持扩量提质的队伍发展策略,扩大增员入口,升级新人和主管培养体系,在队伍规模平稳增长的同时,着力改善队伍质态。截至本报告期末,,队伍质态明显向好。

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