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温州银行行长谈“最多跑一次”:期待市民一次不用跑

2017-08-07 17:35:14   中国青年网

2015年,温州银行率先推出“免费银行”,并开展了一系列如“水电煤代扣优惠”等惠民服务,至今,已减费让利1亿元,惠及客户超过90万户。

“通过温州银行网上银行、手机银行进行转账、汇款,无论跨行还是异地都可免费。”家住温州大南商圈的李女士是一名生活达人,她表示自从办理了“温州银行水电煤代扣优惠”业务,一年最多可以节省720元水电燃气费用。

“对银行来说,希望通过互联网技术让市民‘一次不用跑’。”吴华掷地有声。他解释道,温州银行的移动金融旨在让用户回归“本来生活”,可以在短短两三分钟内解决各项繁琐生活缴费问题,追求的是客户办理业务跑“0”次。现在,借助移动营销专车和PAD移动营销,温州银行工作人员主动上门,为企业员工提供相应服务,短信服务开通、水电燃优惠签约、电子银行开立、信用卡业务办理、现场拍照核实等等一步到位,打造真正的“移动金融”。这也是“最多跑一次”的升级版,做到“一次不用跑”。

而在传统医疗行业普遍存在“看病难、看病贵”问题的背景下,为促使金融服务更好与民生、实体经济对接,温州银行一直寻找与医疗行业有效结合的途径与机制,试图通过医疗金融改革,让患者就医少跑腿。

自2012年温州银行研发定制第一批医疗自助设备投放温州市公立医院以来,温州银行已与多家医院建立微信支付项目、医疗支付宝项目。

此外,温州银行还加入支付宝“未来医院”计划,与医疗科创企业上海申云公司签订银企战略合作协议,与上海黄浦区、杨浦区、崇明区医疗单位洽谈合作,开始介入更多银医合作领域。吴华说:“‘我们为您创造更多价值’是温州银行对客户的一句承诺,现在这绝不仅仅只是实现财富增长,我们希望成为大家的全能管家。”

“天下大事,必作于细”。事实上,能做好小事的温州银行也赢得了大市场的点赞。在经历2011年以来的借贷风波及经济新常态的双重考验后,他们依然能将多个浙江“全省第一”揽入名下,为巩固和提升温州“铁三角”地位发挥了自己的金融力量。

据统计,2011年初至2016年末,温州银行资产总额从514亿元增至2023亿元,六年复合增长率25.7%;本外币存款总额从438亿元增至1020亿元,六年复合增长率15.1%;本外币贷款(含贴现)总额从302亿元增至723亿元,六年复合增长率15.7%;2016年实现净利润10.7亿元,净利润六年平均增长率16.1%;不良贷款率持续优于省市同业水平。

同时,温州银行积极服务于温州市委市政府中心工作,六年累计缴纳35.22亿元,纳税总额已连续11年稳居全市纳税十强和金融系统首位。

依托一方水土,服务一方百姓,主动有所作为,把促进地方经济转型的责任始终扛在肩上。吴华说:“是客户托起了温州银行,我们回报他们的是精益求精,将产品、服务、渠道等等不断改进、不断完善,从99.99%提高到100%。” (完)

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