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钱时代金服:监管逐步到位 金融科技引领新发展
2017-09-21 15:47:15 中国经济网
自去年8月相关部门对网贷行业开始清理整顿以来,各项监管政策不断落地并要求平台在规定时间内完成合规要求,而对于整个网贷行业来说也迎来了合规发展时期。截止到今年8月底,根据网贷之家统计的有关数据显示,在近一年的行业整改期内,有800多家平台退出网贷行业,良性退出(停业和转型)的平台超过600家;恶性退出的问题平台超过200家。钱时代金服认为,这些数据说明行业整改必定会给行业带来短暂的阵痛期,但是完成整改之后的网贷行业,必定为广大投资者们提供一个健康、安全的投资环境。
伴随监管逐步完成的背景下,网贷行业将开始渐渐进入平稳发展时期,但同时也将伴随着各个平台之间的激烈竞争。许多平台基于未来的长久发展,将开始加快科技创新的布局。
众多网贷平台之所以开始青睐科技创新原因其实很简单。当前环境下,科技创新驱动发展已经成为一项重要的国家战略,伴随着创新制度的完善、社会创新环境的提升以及人才队伍的不断壮大,金融与科技的有效融合,将驱动国家经济发展的提速。而深入推进金融科技的发展,对促进科技创新能力的持续提升和经济发展方式的转变也具有重要的现实意义。
钱时代金服作为互联网与金融中介综合性服务平台,一直在积极拥抱监管政策,合理调整平台业务,同时平台实缴注册资本也增至2000万元,并加快平台在科技创新的布局速度。尤其是在风控系统的研发方面,平台将基于大数据、云计算等技术对风控系统进行不断的升级与优化。
在钱时代金服看来,掌握核心技术,将为互联网金融企业在提升效能、降低风险、消减成本、创造价值等方面起到决定性的作用,掌握了技术,就赢得了未来的发展空间。
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