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保研院李晓林:保险业将是场景化风险管理和服务的集成商
2017-09-04 14:25:55 中国经济网
近日,在某论坛上,北京保险研究院首席研究员、中央财经大学保险学院院长李晓林认为,这一轮的新技术,主要是以信息科技为中心的引领的一些新工具,它对风险的改变跟以往不同。基因工程的深入研究,或许会导致人寿保险和健康保险一场翻天覆地的变革。人工智能的广泛应用,有可能会导致越来越多的人为操作失误带来的风险会逐渐弱化,而极端的风险在放大。
也正因为如此,保险业未来可能不再是保险产品的单纯的供给方,而是场景化风险管理和服务的集成商,这都给新科技的应用敞开了巨大的空间。也只有新科技才能将众多的元素联合在一起,降低行业的运营成本,提升风险管理的效率,承载保险生态的健康运行。
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