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民生银行太原分行提升金融服务能力
2017-09-06 06:26:57 中国青年网
民生银行太原分行紧密围绕山西省委、省政府工作重点,积极投入到山西转型综改建设和金融扶贫工作中。
加码支持实体经济
把握金融服务实体经济的本质,扎实开展服务实体经济系列活动,加大信贷投放,支持山西战略性新兴产业和重点工程,截至7月末,各项贷款余额1040亿元,较年初增长27亿元;支持山西国资国企改革,出台服务国资国企改革综合金融服务方案,积极对接国企的金融需求,推进合作进程;持续改进小微企业金融服务,推广无还本续贷业务,提高信贷服务效率,到期续授信率达86%;推进山西供给侧结构性改革,推广转型升级中长期贷款,去年至今,为煤企转贷续贷365笔334亿元;采取综合化金融服务模式,支持企业多渠道融资发展,前7月主承销发债近40亿元,降低企业融资成本3000多万元,为全省综改转型注入全新动能。
强化金融扶贫力度
把金融支持脱贫攻坚作为当前头等大事来抓,贯彻落实山西省金融扶贫推进会工作部署,加大对贫困地区金融资源的投入,截至7月末,精准金融扶贫贷款余额6139万元,较上年新增1771万元;指导吕梁、运城、大同三家二级分行认真做好14个包干乡镇的对接工作,有效落实包干责任,将金融服务、产品及政策宣传到位,主动寻找扶贫特色产业项目,快速落地扶贫小额信贷工作;开展金融产品和服务方式创新,采用公私联动模式,强化精准帮扶,近期上报扶贫小额信贷项目2个,项目总额度1000万元,预计覆盖贫困户200余户。
全面依法合规经营
主动防控金融风险,完善金融安全防线,全面推进“法治民生”建设,制定法治建设发展纲要,完善规章制度,落实管理责任,加大法治教育培训,筑牢风险防控基础,形成良好法治氛围,确保全行上下形成对法治、合规的价值认同和行为坚守,切实把依法合规全面融入经营管理中,让依法合规成为企业文化的核心价值。
王 飞
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