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银行理财产品收益率略降

2017-08-31 09:56:34   中国青年网

兰州晚报讯(记者李莉)近日随着市场资金面紧张,银行季度考核结束,银行理财产品收益率略有降幅。对此,业内人士分析认为,由于近期资金面由净投放转为净回笼,未来银行理财收益率或有继续下滑。

“前段时间各大银行推出的新客理财产品收益率普遍都在5.3%以上,而最近同类理财产品收益率却在5.0%左右。”家住鱼池口的窦女士表示,自进入8月以来,银行理财产品收益率几乎每周都有降幅。8月30日,记者走访市内多家银行了解到,自进入8月以来,银行理财产品收益率均下降0.15%以上。理财顾问田经理表示,由于近期各大银行资金面紧缺,高收益率理财产品到期后预期收益率实现相对困难,所以整体银行理财产品收益率下降。

记者在走访中发现,尽管银行理财产品收益率略有下降,但市民购买热情依然不减。正在兰州银行某网点询问理财产品的李女士表示,“若后期继续下滑,收益率重回前两年3.0%的时候,就更不划算,所以趁现在早早入手。”

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