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银税“输血”小微企业

2017-08-14 05:12:53   中国青年网

近年来,桐乡农商银行持续推进银税“联姻”,创新推出“税融通”,让拥有良好纳税信誉的小微企业实现无抵押贷款,有效缓解小微企业融资难问题。

桐乡市丰源塑料制品有限公司的负责人陆建明看好外贸鞋底及服装类包装市场,新添了一条PPR流水线,还新建1500平方米的厂房。近期一笔120万元的担保贷款即将到期,由于土地是租用的,无法办理抵押登记,而每年4月至11月正值企业生产旺季,销售款回笼又要等到年底,就在他为还贷资金发愁时,桐乡农商行通过“税融通”贷款产品,综合考虑企业水费、电费、税费和环保等信息,为其续贷了120万元的贷款,让“丰源”实现无缝续贷。陆建明兴奋地说:“前后三天,到农商行办手续只有20分钟,我们夫妻俩去了一趟就行了。”据悉,这笔贷款期限5个月,正好符合资金回笼规律。

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