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甘肃推进银税互动:纳税信用成无形资产

2017-08-14 02:41:42   中国经济网

一天送8000件快递,只有一半的客户能及时取货,这一度让甘肃张掖圆通电子商务有限责任公司总经理闵杰感到很无奈。为解决这个问题,他想出一个好点子:在市内各住宅小区布局零售店,专卖自己网上商城定制的日用品。主意不错,但闵杰手里资金有限,公司又没有什么抵押物,贷款困难。“我们去年营业额有1400万元,虽然一年纳税只有几十万元,但没有任何不良记录。”让闵杰意外的是,良好的纳税记录也能成为他的贷款资本,凭借这笔无形资产,他从邮储银行张掖分行的“税贷通”产品中获得了50万元的贷款。

这50万元的贷款让闵杰在市内设了7个零售店,并取名为“妈妈驿站”。“从目前运行情况看,势头良好,我准备联合张掖其他快递企业,在各小区再布局60个零售店。既可以揽货,也能销售日用品。”

今年以来,在甘肃已有上万家小微企业像闵杰的快递公司一样,凭借良好的纳税信用获得了贷款,而这得益于甘肃省实行的“银税互动”。“银税互动”是税务部门与金融机构合作,为破解小微企业量身定做的金融服务。今年2月,甘肃省提出了全省“银税互动”实现“受惠企业突破2万户、贷款规模超过千亿元”的全年目标。为此,甘肃税务部门与省政府金融办、省银监局等金融监管部门沟通协作,建立健全了联席会议制度、联合调研制度以及联络员制度,指导基层依法依规开展“银税互动”。

目前,甘肃省国税、地税部门已与15家省级商业银行签订了战略合作框架协议,相继推出了“税易贷”“税e融”等16个产品。甘肃省国税局提供的数据显示,截至今年6月底,全省通过“银税互动”累计为15153户企业发放贷款765.02亿元。(经济日报记者 陈发明)

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