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不知道什么样的借条才规范?那你就要当心了,以下列举5个负面教材,收到这样借条的当心成烂账。
借条一:署名用绰号
借条二:借写成欠,还没有写上还款期限
没有还款期限的借条,诉讼时效最长20年;没有还款期限的欠条,诉讼时效2年。这样的欠条容易吃大亏。
借条三:“现收到”写成“今借”
“现收到”表明双方之间既存在着借款合同关系,也强调了出借人已将借款交付给了借款人,一般情况下可以作为出借人已经履行交付借款义务的证据。而“今借”没把意思表述到位。
借条四:口头约定了利息,但未写在借条里
对于口头约定的利息,又未书面约定的,请自行参照《合同法》第211条:自然人之间的借款合同对支付利息没有约定或者约定不明确的,视为不支付利息。
如果借款人给你上述4种借条,那么最好要求其重写,并尽量将借款事宜表述详尽。如下图(仅供参考)
如果大会儿有民间借贷方面的问题,想要咨询律师,或者需要律师提供其它服务,可以点击下方“了解更多”并提交你的问题,罗爷法律会主动来电解答。
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