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借条上写上这3个字,你可能一分钱都要不回来

2017-06-29 06:19:31   

大家都知道借钱是有借有还,再借不难,可是现实中偏偏就是有一些老赖借钱的时候,你是爷,还钱的时候,你就成了孙子,还得看人家脸色行事。

所以为了保障我们的借款人的权益,写个借条还是不错的,以防万一。但是在现实生活中尽管你和当事人写了借条可是别人耍赖的时候,你去告他,借钱却不成立,这是为什么呢?

欠条和借条在法律上市完全不一样的!欠条的有效期只有2年,2年之后欠条自动失效,借再多的钱也拿不回来,借条的有效期是20年,在20年内欠钱的人不还,你是完全可以去告他的,而且格式不出错,肯定胜诉

第二:一定要把句子写完整,是谁借谁的钱,比如说:今天借了张三的钱500元,这就是不对的,应该写:今天王三借到了张三500元钱,今天王三借给了张三500元钱,这个意思就完全相反了。

第三:借了多少钱给谁了,金额再用小写的同时也要附上相应的大写,这个一定要注意,防止被别人更改

第四:借钱禁止写小名,必须要是身份证上的全名!

顺表说一下利息的事:利息是本金的衍生物,是客观存在的,什么意思呢?你借钱给你朋友的时候你们关系很好,就没在借条上约定利息是多少,等到还钱的时候你们翻脸了,但是就算是没写,你也有权利找你朋友要额外的利息的,除非你明确在借条上写着不收任何利息。

另外附着一张正确完整的借款:

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