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甘肃千亿元贷款支持富民产业

2017-08-25 07:01:50   中国经济网

经济日报讯 记者陈发明报道:甘肃省政府日前决定实施产业扶贫专项贷款工程,计划由国开行甘肃省分行等5家金融机构5年安排贷款1000亿元,用于发展农村富民产业和县域经济。

甘肃此次专项贷款工程实施范围为全省58个片区贫困县和17个插花型贫困县,根据情况逐步扩大到全省。贷款利率在国家同期基准利率基础上上浮最高不超过30%,期限3至5年。甘肃省政府要求各县市区制定本区域产业发展规划,组织企业自愿申报,推荐申贷企业名单,由市州汇总后报承贷金融机构。贷款项目由承贷金融机构按国家产业政策和信贷政策自主审批。

根据甘肃省政府出台的实施意见,专项贷款的支持对象是市场前景好、发展潜力大、具备一定规模、对农民增收有较强带动作用的富民产业。通过实施该工程,推动富民产业转型升级,做大规模,拉长链条,提高市场竞争能力和抗风险能力,同时,大力培育产业园区、乡村旅游、电子商务、文化集市、农产品精深加工、冷链物流和对外贸易等新业态,推动形成一批多产业融合发展的产业集群,增强县域经济实力,支持农民脱贫致富奔小康。

记者了解到,为防控风险,甘肃将设立专项贷款风险补偿金,规模为30亿元,由省级财政、县市区政府、承贷金融机构按照1∶1∶1的比例出资。县级政府按照5年贷款总需求的1%一次性缴足。根据财力和产业扶贫专项贷款实施情况,可逐步扩大风险补偿金规模。专项贷款不良率红线为3%,红线内不良贷款,由风险补偿金代偿;超过红线部分的不良贷款,县市区政府全力协助承贷行社依法追偿。

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