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西藏金融服务进基地,助力高校毕业生创业

2017-08-31 12:16:05   中国青年网

人民网拉萨8月31日电(旦增卓色)30日下午,由人民银行拉萨中心支行为西藏高校毕业生组织中国建设银行西藏分行、邮政储蓄银行西藏分行、浦发银行拉萨分行在拉萨开展了“金融服务进基地,助力高校毕业生‘双创’活动”。

在宣传会上,人民银行拉萨中心支行“双创”工作负责人清晰明了的解读了《中国人民银行拉萨中心支行关于进一步做好创业促就业金融服务的指导意见》(拉银发【2017】68号),将高校毕业生申请担保贷款的条件、贷款额度、贷款期限、贷款利率、贷款贴息、担保方式、贷款申请流程、贷款用途要求、贷款银行等一一进行了阐述。同时,在人民银行拉萨中心支行的“窗口”指导下,各家商业银行也积极将各自创新和丰富信贷融资产品进行了产品解读,以满足不同创业者尤其是高校毕业生的信贷需求。

中国人民银行拉萨支行货币信贷处副处长次旺热旦表示,旨在通过做好政策阐释、形势解读、金融产品和服务的宣传,传达支持高校毕业生就业金融政策,调动银行业金融机构信贷投放的积极性,有效推进辖区银行业金融机构服务创业促就业工作,实现政策社会效益最大化。

“通过参加这次宣传会我们全新的了解了针对创业大学生的政策,这些对我们大学生创业来说有很大帮助。”大学生多杰次仁说。

当前高校毕业生可申请的一般贷款种类有扶贫贴息贷款,农牧民小额信用贷款,国家助学贷款,一般商业贷款,各类担保贷款等。此外,西藏部分银行业金融机构也有支持高校毕业生创业就业的特色信贷产品。

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