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与此同时,为方便办理,《通知》还规定,购房人与其配偶可由任意一方先行办理提取手续,提取顺序不分先后。
公积金政策不断完善使用更方便
作为解决职工家庭住房问题提供的一种政策性融资渠道,住房公积金近几年来,经过不断发展和完善,使得居民使用住房公积金更加高效和快捷。
我国实行的《住房公积金管理条例》1999年发布,2002年修订。2015年,国务院法制办就《住房公积金管理条例(修订送审稿)》公开征求意见,这是时隔13年后该条例的首次修改。
截至去年年底,全国321个城市设立了住房公积金门户网站,122个城市配置了网上业务大厅,193个城市开通了官方微信和自助终端服务。与此同时,各地不断创新服务举措,大力推进异地贷款服务,满足缴存职工跨地区购买住房的住房公积金贷款需求。据统计,2016年个人住房贷款中,发放异地贷款就达14.74万笔、512亿元。
而从今年七月开始,住房公积金异地转移接续平台已经在全国全面投入使用,使住房公积金在全国范围内实现了“账随人走,钱随账走”。通过这一平台,可以达到让信息多跑路、群众少跑腿的目标,流动人口更换就业城市办理业务将更加方便。(央视记者田琪永黄宝池)
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