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10万-50万的“中产”过着怎样的生活?
一线城市:
家庭年入30万:卡里只剩几千元,每天心事重重
徐先生今年40岁,在北京一家媒体工作。徐先生跟太太很早就从河南来到了北京,目前家庭收入超过30万。但是他的生活与中产阶级的理想生活差距甚远,房贷和孩子上学给他带来了很大的压力。
徐先生家有一个读小学的女儿。2010年左右徐先生在北京买了房子,首付借了亲友200多万元。现在每年要还亲友10多万,房贷此前每月9000多元,现在1个月要还10000多元。这是大头开支。
“孩子读小学,读书支出不多,但是每年报音乐班、书法班、国画班要七八万。”徐先生说,家里老人年龄也大了,每年老人看病要花钱,多则10多万,少则一两万。
“可能说了你都不信,我现在卡里只有几千元,出去旅游都没有钱。你看我每天心思重重的,算什么中产阶级?”徐先生说。
单身年入50万,收入在房价面前不堪一击
飞总是帮主(id:banglicai)的男神。飞总出生于1990年,16岁考入国内著名大学,2012年硕士毕业。经历北京某体制内企业三年的历练后,选择跳入一家外资互联网企业,目前税前年薪50万元。在亲戚朋友看来飞总的收入不低,但是飞总自己并不觉得算中产。
“这些收入在房价面前不堪一击。”飞总说
“我错过买房的最佳时机,本想靠自己工作赚钱攒够首付款,但是收入的增长远远跟不上房价上涨速度。”2014年上半年,飞总错过了一次买房的机会。
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