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取钱忘带卡?那就刷脸吧!

2017-09-13 12:46:24   中国经济网

至于化妆的女孩子,她表示,根据前述识别原理,只要不是特别夸张的浓妆,一般都可通过验证。

此外,还有网友对双胞胎提出疑虑,“长得很像的双胞胎是不是可以冒取?”张丹称,除了面部识别认证,刷脸取款还需要进行身份证或者手机号码+交易密码的认证,“任何一个环节的认证失败,都无法完成刷脸取款。所以,双胞胎也无法仅仅通过长得像冒取。”

未来:刷脸支付将成为大趋势

实际上,“刷脸”并不是一项新技术。贵州省智慧城市研究院院长杨敢介绍,面部识别技术几年前就出现了,只是最近一两年才逐渐应用于实践领域。

“在刷脸之前,还有刷脸打卡。我们知道,指纹打卡可以通过模具做假,而且成本低廉,但是刷脸就不行了。而在全国范围内,大概两年前,招商银行就在深圳推出ATM机刷脸取款服务,只是一直没有完全推广开来。”他说。

张丹介绍,除了贵州,中国农行之前已在全国8个省市推行刷脸取款服务。就在贵阳中南支行刷脸取款上线的第二天,支付宝宣布在杭州万象城肯德基的KPRO店,开通支付宝刷脸支付。

在杨敢看来,这有可能会成为一个趋势。“现在移动支付已经进入人们的生活,大家觉得使用二维码扫一扫支付,非常方便。而等到刷脸支付普及后,到时候你都不需拿出手机,直接把你的脸放在镜头前,就可以支付了,这样会更加便捷安全。”他预测。

张丹也同意这样的观点,“与扫二维码相比,刷脸是真正的人工智能。未来刷脸支付的方式肯定会普及,而且这个时间应该不会很久。”

不过,杨敢认为,刷脸支付普及之前,还有难点需要攻克。比如,如何实现商家和公安机关的人像数据的互通;如何降低人脸识别机器的成本等。“不过,这些都是时间问题。未来,可能形成刷脸支付和手机移动支付交互使用的情形。”他预测。

刷脸取款机操作步骤

第一步,进入操作界面,点击刷脸取款。

第二步,对准摄像头,进行人脸识别。然后再输入身份证号或手机号验证。

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