新闻 > 经济
404 Not Found

404 Not Found

Sorry for the inconvenience.
Please report this message and include the following information to us.
Thank you very much!

URL: http://3g.china.com:8080/act/news/11155042/20161107/23855880_2.html
Server: cms-8-252
Date: 2024/12/29 06:30:55

Powered by China
China

析北京买房和租房的经济压力:房租负担居全球第一

2016-11-07 09:59:50   经济参考报

以一套位于魏公村附近的60平方米的房子为例,按照价格6万元/平方米来计算,购入一套房子所需要支付的包括贷款利息、各项税款以及装修家具购买所需要花费的价格大概为450万,如果按照租入的价格,目前的租金大致为6500元/月,一年的花费大约为7.8万。假设租房的期限为五年、租金不变,计算出所需要花费的租金为39万元。假定按照目前的70年产权来计算,租房所需要的花费为546万元。然而这样的计算其实是不具有合理性的,因为租房本来就具有流动性,其房租水平的变动也会因各项因素变动。

北京目前一个普通职员的月收入大约为一万元左右,根据经济学原理,人们对于商品的支出花费不仅取决于当期的收入,还取决于对于未来收入的预期,以及对未来商品市场走势的预测。买房者前期需要承受较大的经济压力,但是大多数买房者所寻求的是安定,因此买房在某些方面的优势是租房所不能比拟的。例如,买房者不需要担心时刻被催交租,也不需要担心房租涨价,而且把房子看作一项资产,他们通过一次性的支付获得了一笔具有升值空间的资产。但是对于租房者来说,他们可以不需要担心手中的房子会贬值,也不需要为缴纳贷款而费神,租房剩下的钱还可以用来投资,以此来获得更大的收益。

腾讯的数据显示,在北京、上海等一线城市,租房用户达到了77%,在二三线城市租房的用户也达到了65%,由此可见买房对于大多数打拼的年轻人来说,还不是最好的选择。然而,对于那些工作稳定、经济收入又处于上升期的人们来说,看准房产市场,选好时机,买房不失为一种好的选择。

不管是买房还是租房,都需要进行多方考虑,权衡利弊,选择最适合自己的方式。

(作者单位:中国青年政治学院)           

责任编辑:孙启浩 cn037
上一页2/2下一页
404 Not Found

404 Not Found

Sorry for the inconvenience.
Please report this message and include the following information to us.
Thank you very much!

URL: http://3g.china.com:8080/act/news/11155042/20161107/23855880_2.html
Server: cms-8-252
Date: 2024/12/29 06:30:55

Powered by China
China
404 Not Found

404 Not Found

Sorry for the inconvenience.
Please report this message and include the following information to us.
Thank you very much!

URL: http://3g.china.com:8080/act/news/11155042/20161107/23855880_2.html
Server: cms-8-252
Date: 2024/12/29 06:30:55

Powered by China
China

相关阅读

404 Not Found

404 Not Found

Sorry for the inconvenience.
Please report this message and include the following information to us.
Thank you very much!

URL: http://3g.china.com:8080/act/news/11155042/20161107/23855880_2.html
Server: cms-8-252
Date: 2024/12/29 06:30:55

Powered by China
China
404 Not Found

404 Not Found

Sorry for the inconvenience.
Please report this message and include the following information to us.
Thank you very much!

URL: http://3g.china.com:8080/act/news/11155042/20161107/23855880_2.html
Server: cms-8-252
Date: 2024/12/29 06:30:55

Powered by China
China
404 Not Found

404 Not Found

Sorry for the inconvenience.
Please report this message and include the following information to us.
Thank you very much!

URL: http://3g.china.com:8080/act/news/11155042/20161107/23855880_2.html
Server: cms-8-252
Date: 2024/12/29 06:30:55

Powered by China
China
分享到:
0 0
404 Not Found

404 Not Found

Sorry for the inconvenience.
Please report this message and include the following information to us.
Thank you very much!

URL: http://3g.china.com:8080/act/news/11155042/20161107/23855880_2.html
Server: cms-8-252
Date: 2024/12/29 06:30:55

Powered by China
China
404 Not Found

404 Not Found

Sorry for the inconvenience.
Please report this message and include the following information to us.
Thank you very much!

URL: http://3g.china.com:8080/act/news/11155042/20161107/23855880_2.html
Server: cms-8-252
Date: 2024/12/29 06:30:55

Powered by China
China

美图推荐

404 Not Found

404 Not Found

Sorry for the inconvenience.
Please report this message and include the following information to us.
Thank you very much!

URL: http://3g.china.com:8080/act/news/11155042/20161107/23855880_2.html
Server: cms-8-252
Date: 2024/12/29 06:30:55

Powered by China
China
404 Not Found

404 Not Found

Sorry for the inconvenience.
Please report this message and include the following information to us.
Thank you very much!

URL: http://3g.china.com:8080/act/news/11155042/20161107/23855880_2.html
Server: cms-8-252
Date: 2024/12/29 06:30:55

Powered by China
China
404 Not Found

404 Not Found

Sorry for the inconvenience.
Please report this message and include the following information to us.
Thank you very much!

URL: http://3g.china.com:8080/act/news/11155042/20161107/23855880_2.html
Server: cms-8-252
Date: 2024/12/29 06:30:55

Powered by China
China
404 Not Found

404 Not Found

Sorry for the inconvenience.
Please report this message and include the following information to us.
Thank you very much!

URL: http://3g.china.com:8080/act/news/11155042/20161107/23855880_2.html
Server: cms-8-252
Date: 2024/12/29 06:30:55

Powered by China
China

为您推荐

加载更多>>
404 Not Found

404 Not Found

Sorry for the inconvenience.
Please report this message and include the following information to us.
Thank you very much!

URL: http://3g.china.com:8080/act/news/11155042/20161107/23855880_2.html
Server: cms-8-252
Date: 2024/12/29 06:30:55

Powered by China
China
404 Not Found

404 Not Found

Sorry for the inconvenience.
Please report this message and include the following information to us.
Thank you very much!

URL: http://3g.china.com:8080/act/news/11155042/20161107/23855880_2.html
Server: cms-8-252
Date: 2024/12/29 06:30:55

Powered by China
China
404 Not Found

404 Not Found

Sorry for the inconvenience.
Please report this message and include the following information to us.
Thank you very much!

URL: http://3g.china.com:8080/act/news/11155042/20161107/23855880_2.html
Server: cms-8-252
Date: 2024/12/29 06:30:55

Powered by China
China