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出国有方:教你玩转金融

2017-08-30 15:04:44   中国青年网

与此同时,针对出国人群低龄化,中行也推出了主副卡业务。家长办理主卡,子女办理附卡,其中副卡可限制额度。

特色产品引关注

面对海外留学所产生的大额开销,分期类产品也是不少留学生家庭的选择。针对有留学、游学需求的家庭,中行从2014年就开始与北京地区许多院校和教育机构合作推出了中国银行信用卡“爱学分期”系列产品。该产品的分期还款期限从最短6个月至最长3年。

此外,为了迎合移动支付的热潮,中行出国金融APP现已强势上线。APP可提供英镑、美元、瑞士法郎、欧元、日元、新加坡元等22种常用外汇现钞以及现汇买入及卖出牌价实时查询功能。值得一提的是,中行APP还可以提供出国留学、投资移民、国际商旅、外派工作的出国跨境攻略查阅功能。

随着留学金融市场的不断发展,出国金融产品并不仅仅局限于“存、贷、汇”等业务,而是由银行牵头,充分整合留学机构、签证服务、海外职业中介、银行海外分支机构等资源,为客户提供全方位的留学服务,如海归讲座、语言培训优惠等非金融服务。但无论选择何其多,家长朋友们都必须广集信息、放眼全局、运筹帷幄,唯有这样才能从纷繁的产品中做出最佳选择。张静芸

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