新闻
404 Not Found

404 Not Found

Sorry for the inconvenience.
Please report this message and include the following information to us.
Thank you very much!

URL: http://3g.china.com:8080/act/news/11038989/20170823/31157891_2.html
Server: cms-8-251
Date: 2024/12/01 20:25:43

Powered by China
China

如何处理银行卡“飞来横财”?

2017-08-23 04:57:00   中国青年网

湖南元端律师事务所主任袁啸表示:“依据《民法通则》第92条,没有合法根据,取得不当利益造成他人损失的,应当将取得的不当利益返还受损失的人。”简而言之,不当得利应当归还。

为防“套路” 还款应尽核实义务

银行卡上“飞来横财”,从法律和道德层面来讲都应该归还,但碰到POS机汇款没有办法“原路”退回的情况,怎么还款就有技巧了。假如打电话给陆先生的那个人是个骗子,等陆先生将88万打到骗子指定的账户,然后出现第三人——真正的汇款人,这下你又该怎么办?这锅谁来背?

可能有人认为陆先生谨慎过头了,但恰恰他的做法是最合理合法的。袁啸解释,收款人有核实的义务,如果收款人在手续没有到位,也就是未履行核实付款账号、付款人姓名、付款凭证等手续情况下转错账,当出现第三人能提供此类证据情况下,第三人是有权要求收款人追偿的。但如果当事人尽到了核实义务,第三人则无权追偿。

那如何处理银行卡“飞来横财”最为妥当呢?首先,去银行确认该笔到款是否已实际入账,因为你收到的真有可能是诈骗短信;接着,如果确已入账,莫起贪念,让银行尽量提供关于这笔汇款的全面信息,方便核实汇款人身份;然后,若汇款人联系上你,应尽到核实义务,核实的过程也是在保护自己,若联系不上汇款人,则应请求警方协助调查,一定要保留报警痕迹及材料;最后,手续到位,在银行或者警方的见证下,将款退回汇款人,同时保留退款凭据。

上一页2/2下一页
404 Not Found

404 Not Found

Sorry for the inconvenience.
Please report this message and include the following information to us.
Thank you very much!

URL: http://3g.china.com:8080/act/news/11038989/20170823/31157891_2.html
Server: cms-8-251
Date: 2024/12/01 20:25:43

Powered by China
China
404 Not Found

404 Not Found

Sorry for the inconvenience.
Please report this message and include the following information to us.
Thank you very much!

URL: http://3g.china.com:8080/act/news/11038989/20170823/31157891_2.html
Server: cms-8-251
Date: 2024/12/01 20:25:43

Powered by China
China

相关阅读

404 Not Found

404 Not Found

Sorry for the inconvenience.
Please report this message and include the following information to us.
Thank you very much!

URL: http://3g.china.com:8080/act/news/11038989/20170823/31157891_2.html
Server: cms-8-251
Date: 2024/12/01 20:25:43

Powered by China
China
404 Not Found

404 Not Found

Sorry for the inconvenience.
Please report this message and include the following information to us.
Thank you very much!

URL: http://3g.china.com:8080/act/news/11038989/20170823/31157891_2.html
Server: cms-8-251
Date: 2024/12/01 20:25:43

Powered by China
China
404 Not Found

404 Not Found

Sorry for the inconvenience.
Please report this message and include the following information to us.
Thank you very much!

URL: http://3g.china.com:8080/act/news/11038989/20170823/31157891_2.html
Server: cms-8-251
Date: 2024/12/01 20:25:43

Powered by China
China
分享到:
0 0
404 Not Found

404 Not Found

Sorry for the inconvenience.
Please report this message and include the following information to us.
Thank you very much!

URL: http://3g.china.com:8080/act/news/11038989/20170823/31157891_2.html
Server: cms-8-251
Date: 2024/12/01 20:25:43

Powered by China
China
404 Not Found

404 Not Found

Sorry for the inconvenience.
Please report this message and include the following information to us.
Thank you very much!

URL: http://3g.china.com:8080/act/news/11038989/20170823/31157891_2.html
Server: cms-8-251
Date: 2024/12/01 20:25:43

Powered by China
China

美图推荐

404 Not Found

404 Not Found

Sorry for the inconvenience.
Please report this message and include the following information to us.
Thank you very much!

URL: http://3g.china.com:8080/act/news/11038989/20170823/31157891_2.html
Server: cms-8-251
Date: 2024/12/01 20:25:43

Powered by China
China
404 Not Found

404 Not Found

Sorry for the inconvenience.
Please report this message and include the following information to us.
Thank you very much!

URL: http://3g.china.com:8080/act/news/11038989/20170823/31157891_2.html
Server: cms-8-251
Date: 2024/12/01 20:25:43

Powered by China
China
404 Not Found

404 Not Found

Sorry for the inconvenience.
Please report this message and include the following information to us.
Thank you very much!

URL: http://3g.china.com:8080/act/news/11038989/20170823/31157891_2.html
Server: cms-8-251
Date: 2024/12/01 20:25:43

Powered by China
China
404 Not Found

404 Not Found

Sorry for the inconvenience.
Please report this message and include the following information to us.
Thank you very much!

URL: http://3g.china.com:8080/act/news/11038989/20170823/31157891_2.html
Server: cms-8-251
Date: 2024/12/01 20:25:43

Powered by China
China

为您推荐

加载更多>>
404 Not Found

404 Not Found

Sorry for the inconvenience.
Please report this message and include the following information to us.
Thank you very much!

URL: http://3g.china.com:8080/act/news/11038989/20170823/31157891_2.html
Server: cms-8-251
Date: 2024/12/01 20:25:43

Powered by China
China
404 Not Found

404 Not Found

Sorry for the inconvenience.
Please report this message and include the following information to us.
Thank you very much!

URL: http://3g.china.com:8080/act/news/11038989/20170823/31157891_2.html
Server: cms-8-251
Date: 2024/12/01 20:25:43

Powered by China
China
404 Not Found

404 Not Found

Sorry for the inconvenience.
Please report this message and include the following information to us.
Thank you very much!

URL: http://3g.china.com:8080/act/news/11038989/20170823/31157891_2.html
Server: cms-8-251
Date: 2024/12/01 20:25:43

Powered by China
China