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聚焦精准扶贫 助力脱贫攻坚

2017-08-16 09:06:25   中国青年网

农发行陕西省分行易地扶贫搬迁贷款降低了贫困地区的融资成本,缓解了借款人的偿债压力,为改善全省国家扶贫开发工作重点县、集中连片特殊困难地区县、省级扶贫开发工作重点县、革命老区县贫困群众的生产生活条件起到积极推动作用。据悉,陕西省2017年度易地扶贫搬迁资金专项贷款172亿元项目已提交后台审查审议,审批后将尽快实现投放,支持全省建档立卡贫困户易地扶贫搬迁工作。

精准聚焦脱贫攻坚

农发行陕西省分行积极引领全行各项资源向脱贫攻坚精准聚焦,狠抓多层级政策性金融扶贫实验示范区体系建设,有效提升政策性金融资金账户服务和综合利润水平,打造过硬的政策性金融扶贫队伍,及时完善全省政策性金融扶贫组织体系,派驻金融扶贫工作专员,明确各级机构职责分工,充分发挥点多面广的网点分布优势、机构稳固的区域服务优势,率先实现了全省56个国家扶贫重点县及集中连片特困区县扶贫组织机构全覆盖。截至7月底,农发行陕西省分行精准扶贫贷款余额221亿元,占全行贷款余额的30%。

结合陕西脱贫攻坚工作实际,农发行陕西省分行在同业中率先发布了《政策性金融服务陕西脱贫攻坚五年规划》,积极向地方政府和有关部门提供优良脱贫攻坚系统性融资规划和咨询等融资融智服务。积极主动对接地方政府和相关部门,介绍“特惠扶贫”的贷款原则,宣讲政策性金融扶贫信贷政策,争取支持和认可。创新银政合作扶贫模式,申请成为陕西省扶贫领导小组成员,切实加强与地方政府的扶贫合作,积极参与地方政府扶贫规划编制及《陕西省易地扶贫搬迁项目建设资金使用办法》等政策的制定,为全省易地扶贫搬迁工作顺利开展提供资金保障和制度支撑。同时为陕西省省级投融资主体提供贴心服务、精准服务,全面协助其顺利开展各项工作,并向省公司派驻三名业务骨干,协助办理陕西省“十三五”建档立卡贫困人口易地扶贫搬迁资金融资事项。

随着脱贫攻坚工作的深入推进,农发行陕西省分行扶贫信贷业务所涉及借(用)款人的存款账户日常资金汇划频繁、支付结算工作量剧增。为积极响应国家让利实体经济的号召,进一步提升服务全省脱贫攻坚工作站位,报经总行同意,农发行陕西省分行对全省易地扶贫搬迁专项贷款业务、扶贫批发贷款业务、省级扶贫投融资主体融资结算业务所涉及的借(用)款人在该行分支机构发生的相关支付结算业务费用全部予以免除,降低了企业融资成本和贫困人口脱贫成本,让利于农。

今后,农发行陕西省分行将继续发挥脱贫攻坚金融助力作用,以易地扶贫搬迁为重点,统筹做好基础设施、特色产业、旅游、教育、网络等精准扶贫工作。同时,加强扶贫资金账户管理,保证资金安全、专款专用、应拨尽拨,确保支付流程顺畅合规。

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