新闻
404 Not Found

404 Not Found

Sorry for the inconvenience.
Please report this message and include the following information to us.
Thank you very much!

URL: http://3g.china.com:8080/act/news/11038989/20170816/31105560_2.html
Server: cms-8-251
Date: 2025/02/07 19:23:31

Powered by China
China

男性整体风险高于女性 中老年出险人数居首位

2017-08-16 08:58:05   中国青年网

3 防范未知风险 多打组合拳

通过对上半年保险理赔的数据分析,保险公司提醒广大消费者,建议购买多份不同种类的保险可以使保障更加全面,尤其是身故、意外、重疾、医疗险的搭配,让被保险人获得全方位、高保额的赔付。此外,中老年出险人数居首位,幼儿居次位,但从投保的角度看,幼儿的保费与中老年投保时需缴纳的保费相比要低许多,所以建议尽早投保各类保障型险种,以更低的保费换取同样的保额。

华夏保险陕西分公司负责人表示,重疾、身故类险种对家庭来说非常重要,可以最大限度地降低风险。在华夏保险陕西分公司上半年所有重疾理赔案中,常青树类险种的赔付高居首位,占所有重疾案件的58.33%。常青树重疾险等产品不仅包含罹患重疾后的赔付,也包含因意外、疾病导致身故的理赔,所以即使客户只购买了重疾险,也可以获得身故的理赔款,这也是身故案件赔付金额高的原因之一。

此外,一些客户购买的理财型险种,虽然该类保险包含身故等保险责任,但并不能真正发挥保险雪中送炭的功用,若同时投保重疾、身故、意外等险种,不仅会拥有全面的保障,也可以获得更高赔偿,得到保费之外更多的保险利益。如西安市民韩先生因意外身故,他生前投保了华夏爱家保宝两全、爱家保宝重大疾病、综合个人意外伤害、常青树重大疾病、同祥保费豁免定期寿险等保险,最高保额13万元,最终获得赔付37.77万元。

平安人寿陕西分公司工作人员建议,件均4.9万元的重疾理赔金难以满足重疾后期的诊疗以及维持正常生活水平的需求,存在保障缺口。医疗险赔付件数最多,客户最易体验保险功用,建议投保时附加医疗险,加大重疾险的投入比例。

上一页2/2下一页
404 Not Found

404 Not Found

Sorry for the inconvenience.
Please report this message and include the following information to us.
Thank you very much!

URL: http://3g.china.com:8080/act/news/11038989/20170816/31105560_2.html
Server: cms-8-251
Date: 2025/02/07 19:23:31

Powered by China
China
404 Not Found

404 Not Found

Sorry for the inconvenience.
Please report this message and include the following information to us.
Thank you very much!

URL: http://3g.china.com:8080/act/news/11038989/20170816/31105560_2.html
Server: cms-8-251
Date: 2025/02/07 19:23:31

Powered by China
China

相关阅读

404 Not Found

404 Not Found

Sorry for the inconvenience.
Please report this message and include the following information to us.
Thank you very much!

URL: http://3g.china.com:8080/act/news/11038989/20170816/31105560_2.html
Server: cms-8-251
Date: 2025/02/07 19:23:31

Powered by China
China
404 Not Found

404 Not Found

Sorry for the inconvenience.
Please report this message and include the following information to us.
Thank you very much!

URL: http://3g.china.com:8080/act/news/11038989/20170816/31105560_2.html
Server: cms-8-251
Date: 2025/02/07 19:23:31

Powered by China
China
404 Not Found

404 Not Found

Sorry for the inconvenience.
Please report this message and include the following information to us.
Thank you very much!

URL: http://3g.china.com:8080/act/news/11038989/20170816/31105560_2.html
Server: cms-8-251
Date: 2025/02/07 19:23:31

Powered by China
China
分享到:
0 0
404 Not Found

404 Not Found

Sorry for the inconvenience.
Please report this message and include the following information to us.
Thank you very much!

URL: http://3g.china.com:8080/act/news/11038989/20170816/31105560_2.html
Server: cms-8-251
Date: 2025/02/07 19:23:31

Powered by China
China
404 Not Found

404 Not Found

Sorry for the inconvenience.
Please report this message and include the following information to us.
Thank you very much!

URL: http://3g.china.com:8080/act/news/11038989/20170816/31105560_2.html
Server: cms-8-251
Date: 2025/02/07 19:23:31

Powered by China
China

美图推荐

404 Not Found

404 Not Found

Sorry for the inconvenience.
Please report this message and include the following information to us.
Thank you very much!

URL: http://3g.china.com:8080/act/news/11038989/20170816/31105560_2.html
Server: cms-8-251
Date: 2025/02/07 19:23:31

Powered by China
China
404 Not Found

404 Not Found

Sorry for the inconvenience.
Please report this message and include the following information to us.
Thank you very much!

URL: http://3g.china.com:8080/act/news/11038989/20170816/31105560_2.html
Server: cms-8-251
Date: 2025/02/07 19:23:31

Powered by China
China
404 Not Found

404 Not Found

Sorry for the inconvenience.
Please report this message and include the following information to us.
Thank you very much!

URL: http://3g.china.com:8080/act/news/11038989/20170816/31105560_2.html
Server: cms-8-251
Date: 2025/02/07 19:23:31

Powered by China
China
404 Not Found

404 Not Found

Sorry for the inconvenience.
Please report this message and include the following information to us.
Thank you very much!

URL: http://3g.china.com:8080/act/news/11038989/20170816/31105560_2.html
Server: cms-8-251
Date: 2025/02/07 19:23:31

Powered by China
China

为您推荐

加载更多>>
404 Not Found

404 Not Found

Sorry for the inconvenience.
Please report this message and include the following information to us.
Thank you very much!

URL: http://3g.china.com:8080/act/news/11038989/20170816/31105560_2.html
Server: cms-8-251
Date: 2025/02/07 19:23:31

Powered by China
China
404 Not Found

404 Not Found

Sorry for the inconvenience.
Please report this message and include the following information to us.
Thank you very much!

URL: http://3g.china.com:8080/act/news/11038989/20170816/31105560_2.html
Server: cms-8-251
Date: 2025/02/07 19:23:31

Powered by China
China
404 Not Found

404 Not Found

Sorry for the inconvenience.
Please report this message and include the following information to us.
Thank you very much!

URL: http://3g.china.com:8080/act/news/11038989/20170816/31105560_2.html
Server: cms-8-251
Date: 2025/02/07 19:23:31

Powered by China
China