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听信微信“好友”口头承诺 男子花3.5万办了一张卡

2017-09-23 05:36:54   中国青年网

22日下午5点左右,张先生给本报打来电话表示,显示为发卡公司客服的电话给他来电称“这两天给退钱”。

律师解读

微信转发不实信息要担责

那么,微信“好友”推荐、转发一些信息,需要承担什么责任吗?对此,吉林吉翔律师事务所的刘海波律师表示:“转发也要承担法律责任,在朋友圈转发不实的信息,根据《广告法》、《治安管理处罚法》、《刑法修正案九》的有关规定,应当分别承担民事责任、行政责任或刑事责任。”也就是说,虽然您是以个人名义在推荐、介绍一些内容,如果内容不实,也是要承担一定的责任。

信用卡不是谁都可以发的

吉林常春律师事务所钟鑫律师表示,与商家发放的“储值卡”不同,如果卡片宣传具有信用卡功能,那么就得看发卡方是否有相应资质,否则,就涉嫌非法吸收公众存款等问题。

刘海波律师也表示,根据《商业银行信用卡业务监督管理办法》第十条规定,本办法所称发卡银行,是指经中国银监会批准开办信用卡发卡业务,并承担发卡业务风险管理相关责任的商业银行。

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