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参考消息网5月26日报道 俄媒称,经济合作与发展组织(OECD)对15个国家近4.8万名15岁少年进行的调查显示,近四分之一的人不具备最起码的金融常识,只有十分之一的人能搞清楚复杂的金融产品。
据俄罗斯《生意人报》5月25日报道,这次测试旨在评估孩子们的理财知识和习惯,看他们对贷款利率、手机费知道多少。22%的受试者对金融知识一窍不通,巴西、智利、立陶宛、秘鲁、西班牙和斯洛伐克等国“金融盲”的比例高于这个水平。成绩最好的是中国,然后是比利时、加拿大、俄罗斯、荷兰和澳大利亚。只有12%的孩子精通金融知识:他们拥有开阔的金融眼界,能分析复杂的金融产品,熟悉个税和各种投资工具的优势。
报道称,数学和阅读分数高的孩子也更懂金钱。除了澳大利亚、立陶宛、波兰、斯洛伐克和西班牙之外,其他国家大都不存在金融认知的性别差异。富人家的孩子总体上比穷人家更通晓理财,本地人对移民也有此优势。此外,孩子的金融知识水平与家长的定期交流有明显关系。接受调查的孩子中有超过60%的人有个人银行账户或银行卡。他们获得金钱的主要来源是红包、零花钱和打工所得。(编译/贺颖骏)
责任编辑:杨晓晨 CN067
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