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卫计委:医保制度的筹资公平性有待进一步改进

2016-01-12 16:29:51   中国新闻网

中新网1月12日电据国家卫生和计划生育委员会网站消息,近日,国务院印发《关于整合城乡居民基本医疗保险制度的意见》(以下简称《意见》)。在解读中,卫计委指出,由于缺乏顶层设计和系统推动,医保制度与医疗服务体系协同发展有待进一步加强,医保制度的筹资公平性有待进一步改进。

卫计委就《意见》有关内容解读如下:

一、为什么要整合城镇居民基本医疗保险制度与新型农村合作医疗制度?

2003年与2007年,我国针对农村人口、城镇非就业人口分别建立了新型农村合作医疗(以下简称新农合)、城镇居民基本医疗保险(以下简称城镇居民医保)制度。制度建立以来,覆盖范围不断扩大,保障水平稳步提高,制度运行持续平稳,对于健全全民基本医保体系、满足群众基本医疗保障需求、提高人民群众健康水平发挥了重要作用。

近年来,随着经济社会快速发展,两项制度城乡分割的负面作用开始显现,存在着重复参保、重复投入、待遇不够等问题。在总结城镇居民医保和新农合运行情况以及地方探索实践经验的基础上,党中央、国务院明确提出整合城镇居民医保和新农合两项制度,建立统一的城乡居民基本医疗保险(以下简称城乡居民医保)制度。

二、目前地方探索整合城乡居民医保制度工作进展如何?实施效果如何?

目前,部分省份、市、县实现了城乡居民医保制度的整合。各地一般按照“先归口、后整合”的路径理顺行政管理体制,按照“筹资就低不就高、待遇就高不就低、目录就宽不就窄”的原则统一政策,采取“一制多档、筹资与待遇相衔接”的方式逐步过渡,建立起统一城乡的居民基本医疗保险制度。整合经办管理资源,实行一体化经办服务。通过完善医保信息管理系统,提升信息化管理水平。妥善处理特殊问题,做好制度衔接和实现平稳过渡。

总体来看,地方的探索为全国范围内整合城乡居民医保制度提供了有益借鉴。部分地区的整合取得了初步成效,扩大了基金的抗风险能力,一定程度上避免了重复参保、重复补贴、重复建设。但由于缺乏顶层设计和系统推动,医保制度与医疗服务体系协同发展有待进一步加强,医保制度的筹资公平性有待进一步改进。

三、当前,中央决定全面推进城乡居民医保制度整合的重大意义是什么?

整合城镇居民医保和新农合两项制度,建立统一的城乡居民医保制度,是推进医药卫生体制改革、实现城乡居民公平享有基本医疗保险权益、促进社会公平正义、增进人民福祉的重大举措,对城乡经济社会协调发展、全面建成小康社会具有重要意义。建立城乡居民医保制度,有利于推动保障更加公平、管理服务更加规范、医疗资源利用更加有效,促进全民医保体系持续健康发展。

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