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新材料首批次保险机制试点启动

2017-09-12 22:11:24   中国经济网

经济日报-中国经济网北京9月12日讯 (记者 黄鑫 实习生 侯辰颖) 工信部、财政部、保监会今天联合发布了《关于开展重点新材料首批次应用保险补偿机制试点工作的通知》,决定建立新材料首批次应用保险补偿机制并开展试点工作。

工信部还同时发布了《重点新材料首批次应用示范指导目录(2017年版)》(以下简称《目录》),其中92种先进基础材料、31种关键战略材料、6种前沿新材料入选。

“首批次新材料是用户在首年度内购买使用《目录》内的同品种、同技术规格参数的新材料产品。用户在《目录》有效期内首次购买新材料产品的时间为计算首年度的起始时间。生产首批次新材料的企业,是保险补偿政策的支持对象。使用首批次新材料的企业,是保险的受益方。《目录》将根据新材料产业发展和试点工作情况作动态调整。用于享受过保险补偿政策的首台套装备的材料不在本政策支持范围。”工信部原材料工业司相关负责人解释说。

新材料是先进制造业的支撑和基础,其性能、技术、工艺等直接影响电子信息、高端装备等下游领域的产品质量和生产安全。新材料进入市场初期,需要经过长期的应用考核与大量的资金投入,下游用户首次使用存在一定风险,客观上导致了“有材不好用,好材不敢用”、生产与应用脱节、创新产品推广应用困难等问题。

据介绍,新材料首批次保险机制的责任限额将根据采购合同金额以及产品可能造成的责任损失额来综合确定。原则上,政府补贴的责任限额不超过合同金额的5倍、且最高不超过5亿元人民币,投保费率最高不超过3%。

保监会将针对新材料推广应用中存在的特殊风险,指导保险公司提供定制化的新材料产品质量安全责任保险产品,承保新材料质量风险、责任风险。其中,承保的质量风险,主要保障因新材料质量缺陷造成的合同用户企业更换或退货风险。承保的责任风险,主要保障因新材料质量缺陷造成合同用户企业财产损失或发生人身伤亡风险。

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