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网联股权博弈背后:参与筹建的支付巨头各怀心思

2017-08-20 13:02:03   中国经济网

网联横空出世的消息已轰轰烈烈地在报端燃烧了半月有余。

近日,经济观察报从接近网联的人士处获悉,网联董事长兼法人代表已确定为中国支付清算协会副会长兼秘书长蔡洪波,除此以外,中国支付清算协会副秘书长马国光会参与主持日常工作。上述团队加之此前已浮出水面的网联筹备组组长董俊峰和技术负责人强群力,网联的高管团队已雏形初具。

与此同时,支付公司六大董事席位提名已确定,分别为支付宝、财付通、翼支付、网银在线、平安付和快钱。让人意外的是,百度背景的北京百付宝科技有限公司并未在支付公司董事席位中占据一席。“基于百度自己战略和援建过程中的表现,最后谋得的是监事席位。”该人士补充称。

经济观察报从接近网联人士处获悉,目前网联的内部时间表为:9月完成9家支付公司和18家银行系统的接入,10月完成200多家银对网联的接入,年底,完成40家支付公司的接入。

一位参与网联筹建的支付机构的技术负责人告诉经济观察报,截至6月底,网联计划接入18家银行,实际接入只有12家,网联原定交易量也未能完成切入。未能完成切入的原因,有系统建设、银行联调进度的局限,也有各方在不断谈判已形成各方都认可结果。巨头们和监管以及第二梯队的支付机构间的博弈谈判一直都有。“去年八九月,各家机构派驻网联的工作人员就开始陆续到位。参与网联筹备工作人员最多的时候大概是180人左右,其中各家支付机构派驻的大约能占150人,最多的时候参与机构多达29家。”一位参与筹建的工作人员告诉经济观察报,筹建过程中,各家支付机构的表现和态度不一,“可以看出,网联筹建在各家支付公司本身战略中的重要程度决定了其参与态度。”

值得一提的是,股权占比固然是权益的一种体现,但除此以外,怎样在规则制定中争夺话语权将是一种为自身争取权益的直接方式。

 股份比例由来

从目前披露的网联股东明细来看,央行系持股比例超过30%并不难理解,毕竟网联是央行主导成立的项目,其余各家支付机构的股权比例分配依据究竟为何,并不为众人所知。

一位接近网联的人士告诉经济观察报,支付机构自身的股东背景是一部分考量因素:“比如翼支付,在筹建网联期间投入不及支付宝、财付通这些行业巨头,不过作为国家队,在股权的争取上更享有优势。”公开资料显示,翼支付是中国电信旗下的运营支付和互联网金融的业务品牌。

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