新闻 > 经济
404 Not Found

404 Not Found

Sorry for the inconvenience.
Please report this message and include the following information to us.
Thank you very much!

URL: http://3g.china.com:8080/act/news/11155042/20161228/30121797.html
Server: cms-9-53
Date: 2024/12/29 21:09:44

Powered by China
China

网贷评级第一案宣判允许“差评”评级标准咋认定?

2016-12-28 11:11:40   

昨天下午,海淀法院宣判了“全国首例网贷评级不正当竞争案”,法院判决驳回“短融网”经营者久亿恒远(北京)科技有限公司(以下简称久亿公司)对北京融世纪信息技术有限公司的全部诉讼请求。记者了解到,该案也是我国首例网贷评级不正当竞争案件,被业界称为“网贷评级第一案”。

缘起:P2P平台不满“差评”起诉

久亿公司诉称,其经营的“短融网”P2P网贷平台,自2014年5月成立以来,业务规模迅速增长,自称为业内以最短时间获得A轮融资的网贷平台。融世纪公司是一家主要提供金融产品垂直搜索服务的公司,有部分业务与久亿公司存在交叉。该公司联合人民大学国际学院从2015年年初起针对P2P网贷平台开展评级活动,定期发布评级报告,每期报告针对100家左右的P2P网贷平台按A至C级进行划分。

久亿公司发现,短融网在两期评级报告中被评为C级和C-级,认为融世纪公司的评级对其造成贬损,构成商业诋毁,要求删除与评级相关的文章、消除影响、赔偿经济损失50万元等。融世纪公司认为自己的评级客观、科学,不构成商业诋毁。

近年来我国P2P网贷行业发展迅速,短时间内形成了数千家P2P网贷平台,自海淀法院于去年12月15日开庭审理此案后,判决结果一直备受社会关注,该案也被业界称为“网贷评级第一案”。时隔一年时间,昨天下午海淀法院对这起案件进行一审宣判。

解读:市场对网贷评级应更宽容

综合对网贷评级资质、要求、标准的考虑,法院没有支持久亿公司的主张。宣判后,本案法官表示,当前我国网贷市场环境下,相对客观、科学的网贷评级对网贷行业良性发展有重要意义。“我国的P2P网贷虽然发展比较迅速,但一方面发展时间短,一方面风险也较高,部分投资人的专业能力和风险评判意识较弱,相关的法律法规、具体的规范性文件和监管措施也还没有出台。”

法官表示,为了能让投资人获得更客观、有价值的投资参考信息,督促网贷平台充分披露信息、规范经营,促进我国网贷行业良性竞争秩序,网贷市场需要以更宽容的姿态接受多维度、专业性,且能基本反映客观现状的网贷评级。

■争议焦点

4大焦点问题考查评级制度

1

在当前的网贷市场环境下,谁有资格进行网贷评级。

关于评级资质:法院认为由于当前没有明确的法律法规对网贷评级主体资质、评级要求和标准作出具体规定,法院判断融世纪公司是否构成商业诋毁,以本案争议行为是否属于捏造、散布虚伪事实为基础,不以其是否具备合法评级资质为考虑因素。

2

同业竞争者之间能否开展评级。

关于评级要求:法院认为单纯的竞争关系的存在与捏造、散布虚伪事实不产生必然联系,经营者有权依法制止竞争对手捏造、散布与其有关的虚伪事实,但也应当对竞争对手客观、真实的评价予以适度容忍。

3

P2P网贷平台认为被评级别过低,评级者是否构成商业诋毁。

关于商业诋毁:法院认为,按照《反不正当竞争法》规定的商业诋毁要件进行判断,也就是会考查其是否捏造、散布虚伪事实,有无损害竞争对手的商业信誉、商品声誉。

4

什么样的评级才客观、公正、科学。

关于评级标准:法院结合双方证据、专家辅助人的意见认定,久亿公司缺乏充分证据证明融世纪公司存在主观恶意,收集的短融网数据信息不真实、不完整,也无法指出涉案评级体系规则存在明显不科学、不合理之处,以及评级结果使久亿公司受到不当的市场冲击而造成商业信誉受损。

北京晨报记者 黄晓宇

404 Not Found

404 Not Found

Sorry for the inconvenience.
Please report this message and include the following information to us.
Thank you very much!

URL: http://3g.china.com:8080/act/news/11155042/20161228/30121797.html
Server: cms-9-53
Date: 2024/12/29 21:09:44

Powered by China
China
404 Not Found

404 Not Found

Sorry for the inconvenience.
Please report this message and include the following information to us.
Thank you very much!

URL: http://3g.china.com:8080/act/news/11155042/20161228/30121797.html
Server: cms-9-53
Date: 2024/12/29 21:09:44

Powered by China
China

相关阅读

404 Not Found

404 Not Found

Sorry for the inconvenience.
Please report this message and include the following information to us.
Thank you very much!

URL: http://3g.china.com:8080/act/news/11155042/20161228/30121797.html
Server: cms-9-53
Date: 2024/12/29 21:09:44

Powered by China
China
404 Not Found

404 Not Found

Sorry for the inconvenience.
Please report this message and include the following information to us.
Thank you very much!

URL: http://3g.china.com:8080/act/news/11155042/20161228/30121797.html
Server: cms-9-53
Date: 2024/12/29 21:09:44

Powered by China
China
404 Not Found

404 Not Found

Sorry for the inconvenience.
Please report this message and include the following information to us.
Thank you very much!

URL: http://3g.china.com:8080/act/news/11155042/20161228/30121797.html
Server: cms-9-53
Date: 2024/12/29 21:09:44

Powered by China
China
分享到:
0 0
404 Not Found

404 Not Found

Sorry for the inconvenience.
Please report this message and include the following information to us.
Thank you very much!

URL: http://3g.china.com:8080/act/news/11155042/20161228/30121797.html
Server: cms-9-53
Date: 2024/12/29 21:09:44

Powered by China
China
404 Not Found

404 Not Found

Sorry for the inconvenience.
Please report this message and include the following information to us.
Thank you very much!

URL: http://3g.china.com:8080/act/news/11155042/20161228/30121797.html
Server: cms-9-53
Date: 2024/12/29 21:09:44

Powered by China
China

美图推荐

404 Not Found

404 Not Found

Sorry for the inconvenience.
Please report this message and include the following information to us.
Thank you very much!

URL: http://3g.china.com:8080/act/news/11155042/20161228/30121797.html
Server: cms-9-53
Date: 2024/12/29 21:09:44

Powered by China
China
404 Not Found

404 Not Found

Sorry for the inconvenience.
Please report this message and include the following information to us.
Thank you very much!

URL: http://3g.china.com:8080/act/news/11155042/20161228/30121797.html
Server: cms-9-53
Date: 2024/12/29 21:09:44

Powered by China
China
404 Not Found

404 Not Found

Sorry for the inconvenience.
Please report this message and include the following information to us.
Thank you very much!

URL: http://3g.china.com:8080/act/news/11155042/20161228/30121797.html
Server: cms-9-53
Date: 2024/12/29 21:09:44

Powered by China
China
404 Not Found

404 Not Found

Sorry for the inconvenience.
Please report this message and include the following information to us.
Thank you very much!

URL: http://3g.china.com:8080/act/news/11155042/20161228/30121797.html
Server: cms-9-53
Date: 2024/12/29 21:09:44

Powered by China
China

为您推荐

加载更多>>
404 Not Found

404 Not Found

Sorry for the inconvenience.
Please report this message and include the following information to us.
Thank you very much!

URL: http://3g.china.com:8080/act/news/11155042/20161228/30121797.html
Server: cms-9-53
Date: 2024/12/29 21:09:44

Powered by China
China
404 Not Found

404 Not Found

Sorry for the inconvenience.
Please report this message and include the following information to us.
Thank you very much!

URL: http://3g.china.com:8080/act/news/11155042/20161228/30121797.html
Server: cms-9-53
Date: 2024/12/29 21:09:44

Powered by China
China
404 Not Found

404 Not Found

Sorry for the inconvenience.
Please report this message and include the following information to us.
Thank you very much!

URL: http://3g.china.com:8080/act/news/11155042/20161228/30121797.html
Server: cms-9-53
Date: 2024/12/29 21:09:44

Powered by China
China