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南昌在校大学生参加医保 年度内最高可报销10万元

2017-09-15 07:32:41   中国青年网

南昌晚报讯 全媒体记者 蒋雅楠 本月起,南昌市启动大学生城乡居民医保参保登记工作,统一由参保人所在高校进行登记。

与往年一样,今年南昌市辖区内各类全日制普通高等学校(包括民办高校)、科研院所中接受普通高等学历教育的全日制本专科生、全日制研究生均可参加城乡居民医保,个人无需缴费。

大学生参保登记时间为当年9月1日至12月底,医疗保险年度为当年9月1日零时至第二年8月31日24时。大学生毕业当年医疗保险待遇年度延长至当年12月31日24时(期间已就业并参加了城镇职工基本医疗保险的除外)。

南昌在校大学生医保待遇覆盖门诊、住院、大病、意外伤害等。南昌在校大学生城乡居民基本医疗保险年度内累计报销最高限额为10万元。其中4.5万元以下部分按照城乡居民基本医疗保险政策规定比例支付,4.5万元至10万元按90%比例支付;10万元以上的纳入大病保险报销范围,可享受在基本住院报销封顶线之上增加25万元的报销额度,报销比例为90%。也就是说,基本医疗保险加大病保险年度最高支付额度为35万元。

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