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广西都安贫困发生率达16.02% 助学贷款需求量大
人民网北京9月6日电(记者 郝孟佳)广西都安县教育局资助中心主任黄妙珠今天在教育部新闻发布会上表示,都安县位于广西中部偏西的大石山区,目前全县共有各级各类学校625所,在校中小学生12.4万人,在校大学生1.1万人。作为深度贫困地区,到2016年底,都安县贫困的发生率仍高达16.02%,大学生的助学贷款需求量很大。
黄妙珠介绍,从2009年启动生源地助学贷款到2016年底,都安县累计发放生源地助学贷款2.23亿元,资助学生达3.6万人次。
黄妙珠说,为了做好助学贷款的工作,都安县在2009年成立了县学生资助管理中心,2015年建立了生源地助学贷款的办理大厅,让前来办贷的家长和学生有了更好的服务平台。2016年办贷7106人,是2009年15.6倍,基本实现了“应贷尽贷”的工作目标。
2017年,都安县在距离县城2小时路程的东部片区设立了拉烈镇助学贷款代办点,辐射周边五个乡镇。截至9月4日,拉烈代办点办理生源地贷款850人,占全县办理总数13%,为周边办贷群众节省了近20万元开支。
黄妙珠表示,为优化贷后管理,强化生源地信用助学贷款诚信教育,为贷后管理和毕业还款奠定了良好的基础。每年5月,都安县都针对高三年级开展“助学贷款 伴你同行”专题讲座,帮助学生全面了解助学贷款政策。
在办理助学贷款前,做好贷款的常识教育,让学生和家长贷前做到“六须知”,贷款利息的承担方式、还款的时间节点、还款的形式与途径、不按时还款的严重后果、县学生资助管理中心的联系电话、县学生资助管理中心的微信公众平台。
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