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民生银行西安分行新推安全账户防盗刷
2017-09-06 08:27:21 中国青年网
本报讯(记者 郑昊)“尊敬的客户,您的账户8月2日00:30的交易已被安全账户服务阻止……”这是近日张先生晚上收到的一条短信。第二天,张先生来到民生银行西安分行网点了解情况,经询问后得知,原来这是民生银行西安分行推出的安全账户防盗刷风险新产品在发挥作用。
据了解,这个“安全账户”产品具备三重“安全锁”:第一重是“账户安全锁”,它包括“夜间锁”“快捷支付锁”“限额锁”“跨境锁”“常用地锁”5把“安全锁”,客户可根据自身风险特征和偏好自主设定;第二重是“高危交易防护”,即由系统自动智能配置,客户交易时,系统会对可疑收款人和可疑商户名单进行自动筛查,可疑收款人的交易会被自动阻断。如有可疑商户交易,银行在交易成功后会及时向客户发送风险提示短信;第三重是“账户安全险”,这是民生银行引入第三方保险公司订制保险,若购买保险的账户发生伪卡交易、网络支付盗用、网银及手机银行盗转盗用等损失后,可申请索赔。
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