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央广网8月28日消息 近日,光大银行发布2017年半年报显示,上半年光大银行集团实现净利润169.72亿元,同比增长3.06%;不良贷款率1.58%,较年初下降0.02个百分点;拨备覆盖率152.17%,较年初上升0.15个百分点;资本充足率11.86%,较年初上升1.06个百分点。 光大银行表示,上半年该行推进资产结构调整。一方面,规范发展同业业务,同业资产和同业负债总量较年初有所下降;另一方面,扎实发展基础性存贷款业务,一般存款较年初增长7.09%,贷款总额增长9.42%。
理财业务方面,上半年光大银行零售理财资金增长753.96亿元,增幅20.76%。
中收方面,上半年实现手续费及佣金净收入159.92亿元,同比增长20.94亿元,增幅15.07%;手续费及佣金净收入在营业收入中占比34.52%,同比上升4.93个百分点。信用卡业务表现突出,中收同比增长47.61%。
半年报显示,光大银行6月末不良贷款率1.58%,较年初下降0.02个百分点;关注类贷款率3.32%,下降0.46个百分点。
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