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德阳首家粮食银行开业 代储湿谷、通存通兑、还有分红

2017-08-28 07:22:04   中国青年网

本报讯 (孔季虹 记者 吴晓彤)8月24日上午,四川蜀仓粮食银行在小汉镇瓦窑村谷粒香粮食专合社内挂牌成立,这也是德阳市首家、四川省第三家粮食银行。当天,有22家粮食生产专合社与粮安天下蜀仓粮食银行签署了合作意向协议。

粮食银行,顾名思义即农户可以像在银行存钱一样,把从田间收获的湿谷直接存入“粮食银行”,不用自己建坪晾晒、修仓储存,还可从“粮食银行”获取一定利息。

“粮食银行利用四川蜀仓农业科技发展有限公司的现代化粮仓,代农储粮,降低粮耗,通存通兑,方便群众生活。”四川蜀仓粮食银行总经理赵爽介绍说,粮食银行将为粮食储户提供资金、仓储、信息等服务,储户手持“粮食银行存折”,通过遍布城乡的实体网络,实现通存通兑。

在这本绿色的“粮食银行存折”上,业务、品名、单价与规格、数量、折合原粮、结存数量等信息都一一列明,并分别有活期、分红、定期、入股等方式供粮食储户选择。据介绍,粮食储户不论所属地,在实体门店均可凭意愿结算,或折合人民币,或兑换米、面、油等,抑或是坐享分红。

“德阳市首家粮食银行在广汉市建立,解决了国家收储难以克服的‘最后一公里’问题,减少了粮食储备损耗,增加了老百姓粮食收益,既是粮食流通体制改革的探索,又是农业产业经营方式的创新。”广汉市粮食局储运股股长林翔说,广汉市将借力粮食银行,通过整合粮食资源、土地资源、消费资源,打通农村生产消费闭环,对接市场资源、政府资源,进一步优化社会结构,提高农民收益。

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