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渤海银行与紫马财行共同布局消费贷

2017-08-18 07:08:41   中国青年网

曾经被看做传统金融一大颠覆、挑战力量的互联网金融,近来却与传统金融机构频传“婚讯”。近日,紫马财行与渤海银行济南分行签署框架合作协议,共同布局消费信贷业务。

紫马财行CEO唐学庆介绍说,紫马财行和渤海银行济南分行将利用各自的资源优势合作开展消费信贷业务,向客户提供无担保无抵押的互联网信贷产品。紫马财行向渤海银行济南分行共享、推荐通过平台提交贷款申请的客户,然后渤海银行济南分行对合格的客户发放消费贷款。

去年3月,央行联合银监会发布了《关于加大对新消费领域金融支持的指导意见》,提出要“创新金融支持和服务方式,促进大力发展消费金融”。意见还鼓励银行业金融机构在风险可控并符合监管要求的前提下,探索运用互联网等技术手段开展远程客户授权,实现消费贷款线上申请、审批和放贷。另据唐学庆先生介绍,除了在消费信贷领域开展合作外,紫马财行与渤海银行还将在渠道和客户资源方面进行共享,并在综合金融服务领域和大数据领域加强合作。杨守伟

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