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支付要革命 社会要和谐

2017-08-16 09:17:54   中国青年网

雨 文

从“一手交钱一手交货”,过渡到可以只带手机“一机走天下”,这几年百姓生活变得更便捷,商户交易成本降低,社会运转速度有效提高,“无现金社会”正快速向我们走来。

“支付革命”让人们逐渐进入无现金社会生活,但社会各界在加快“无现金”脚步的同时,应该在安全性上做更多考量。当前,网络诈骗案、电信诈骗案频发,许多用户在这方面的防范意识和能力不足。很可能一不留神,账户上的数字就被清空为零。在一定程度上,“支付革命”要依赖银行、第三方支付公司的安全系统护航。

另一方面,也要谨防“此之蜜糖,彼之砒霜”。在年轻人眼中无限美好的“无现金支付”,在老年人和一些特殊人群眼里,很可能是一道道的门槛和障碍。很多老年人由于种种原因,使用手机本身就存在困难,有的连银行卡都没有,更别提用手机绑定银行卡了。只有揣着现金最踏实,这成为不少老人拒绝使用移动支付的理由。“无现金支付”对他们而言是否成为了另一种歧视?

“支付革命”方兴未艾,已成为当今社会发展的主流趋势。希望在轰轰烈烈的互联网金融创新中多一分冷静,多一分和谐,让更多人享受到“无现金社会”带来的便利。

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