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华泰人寿联手瑞士再保险推出新产品

2017-08-16 07:22:03   中国青年网

湖南日报8月15日讯(记者 黄利飞)华泰人寿股份有限公司今日推出“福佑一生保险产品计划”,该产品由华泰人寿与瑞士再保险公司联手打造,行业首创在重疾前、中、后全周期守护客户健康,为家庭提供全面保障。

“福佑一生”由终身重大疾病保险和附加豁免保险费重大疾病保险组成,保障涵盖50种轻症、100种重疾。重疾前,“福佑一生”除搭配三次轻症赔付外,还可自60岁起获得住院津贴,提前解决看病需求;重疾风险发生时,“福佑一生”将给予充足的财务支持;重疾风险发生赔付后,“福佑一生”创新设计了重疾确诊之日起365天后的身故责任,即被保险人若确诊重疾一年后身故,可再次获得50%基本保额的“生命关爱金”,关爱金可用于继续守护家庭,将爱延续。

当前,保险业在政策层面、社会需求层面都呈现出“新生态”,回归保障并打造有竞争力的保障产品得到各家公司普遍重视。在新一轮的健康险产品角逐中,提供全周期、全方位保障服务日益成为体现保险创新性、差异化和竞争决胜的重点。华泰人寿近年来重点发展保障型业务,目前保障型业务占比达到一半,此次开发“福佑一生”,使华泰人寿产品线更加完备,巩固了其在行业健康保障方面的领先地位。

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