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欧洲医疗费用远超中国 游客如何避免天价账单

2017-08-14 17:01:44   央广网

中国侨网8月13日电 据意大利《欧洲时报》微信公众号报道,游罗马滑了一跤,缝两针要2000元(人民币,下同);重庆女游客巴厘岛突发急症,60万包机回中国……近日,类似的新闻在中国国内热传。

事实上,在海外医疗遇到的费用高昂问题远超想象。数据显示,医疗风险已成为中国游客出境旅游的主要风险之一。据统计,旅游意外险的理赔金额中,医疗费用占比达到13%,仅次于旅程取消、延误。一些国家医疗费用通常达到中国国内的10倍以上,最高超过30倍。

出境旅游时生病太可怕了,该如何避免收到天价账单?

贵!海外游时感冒,治病居然花了上万元

近日,中国最大的在线出境游服务商携程旅游发布的报告显示,中国游客在海外的医疗价格远超中国国内,美国、欧洲、澳洲、日本最贵,医疗费用通常达到中国国内的10倍以上,最高超过30倍。几十万的医疗费用账单屡见不鲜。

综合中新网、北京《法制晚报》报道,一位携程跟团游客张小姐在美国纽约曼哈顿突然感到肚子疼,就医后诊断为突发肠套叠,需要进行手术治疗,最终医疗费用竟达4万7千多美元。而类似手术,在中国国内三甲医院大概的费用在1万元人民币。

哪里医疗费用支出最高?

《2017中国游客海外医疗保险报告》显示,医疗风险已经成为中国游客出境旅游的主要风险之一。从统计看,在旅游意外险的理赔金额中,医疗费用占比达13%,仅次于旅程取消、延误。

从医疗理赔案例的数量看,泰国、日本、印度尼西亚、中国台湾、韩国、美国、菲律宾、新加坡、柬埔寨、埃及排名前十,是中国大陆游客的医疗高风险目的地。

数据显示,泰国、美国、日本、希腊、芬兰、新加坡、法国、意大利、中国台湾、韩国,是医疗花费最多的目的地。其中大部分是欧美等发达国家。特别是北美(美国、加拿大)、欧洲申根国家、澳大利亚、日本、泰国,是中国游客医疗费用最昂贵的前五名,尤其是欧、美两大区域,人均支出医疗费用都超过了1万元。

最常见的医疗事故有摔伤、感冒发烧、肠胃问题。在很多国家感冒发烧等常见病,医疗费用少则一两千,多则上万块。一位游客李女士一家三口到美国旅游,期间小朋友发烧咳嗽需要就医。随即李女士向保险公司报案并寻求电话翻译服务,最后小朋友在医院诊断治疗,总计花费1.7万余元人民币。

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