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完善社会保险 助力精准脱贫

2017-08-11 06:17:25   中国青年网

本报北京8月10日电 (记者李丽辉)近日,人力资源社会保障部、财政部、国务院扶贫开发领导小组办公室联合发文,就做好社会保险扶贫工作提出意见。

意见明确,社会保险扶贫的目标任务是,完善并落实社会保险扶贫政策,支持帮助建档立卡贫困人口、低保对象、特困人员等困难群体(以下简称贫困人员)及其他社会成员参加社会保险,基本实现法定人员全覆盖,逐步提高社会保险待遇水平,助力参保贫困人员精准脱贫,同时避免其他参保人员因年老、疾病、工伤、失业等原因陷入贫困,为打赢脱贫攻坚战贡献力量。

意见提出多项措施减轻贫困人员负担。

对建档立卡未标注脱贫的贫困人口、低保对象、特困人员等困难群体,参加城乡居民基本养老保险的,地方人民政府为其代缴部分或全部最低标准养老保险费,并在提高最低缴费档次时,对其保留现行最低缴费档次。对贫困人员参加城乡居民基本医疗保险个人缴费部分由财政给予补贴。

巩固完善城乡居民大病保险,对贫困人员通过降低起付线、提高报销比例和封顶线等倾斜性政策,实行精准支付。对贫困人员中已核准的因病致贫返贫患者,通过加强基本医保、大病保险和医疗救助的有效衔接,实施综合保障,提高其医保受益水平。对其他罹患重特大疾病陷入贫困的患者,可采取综合保障措施。

根据经济发展和居民收入水平增长情况,适时适度逐步提高城乡居民基本养老保险最低缴费标准和基础养老金标准。强化多缴多得、长缴多得的激励约束机制,完善缴费补贴政策,引导城乡居民主动参保缴费。

加强城乡居民基本养老保险与农村最低生活保障、特困人员救助供养等社会救助制度的统筹衔接,“十三五”期间,在认定农村低保和扶贫对象时,中央确定的城乡居民基本养老保险基础养老金暂不计入家庭收入。

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